Matt S.'s Location
Maidenhead, England, United Kingdom, United Kingdom
Matt S.'s Contact Details
Matt S. work email
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Matt S. personal email
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Matt S. phone numbers
About Matt S.
With twenty years of experience in the fintech industry, I am a highly certified cloud-native architect and FinTech leader who is passionate about building modern, scalable, and secure issuing platforms. I have a proven track record of delivering complex software, infrastructure, and networking solutions for leading global payment providers and banks, using agile methodologies and cutting-edge technologies.I have been responsible for architecting 21st Century Issuance and Acquiring solutions on AWS, Microsoft Azure and Oracle Cloud Infrastructure.I am delivery-focused and still like to be very hands-on.
Matt S. Work Experience Details
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Chief Technology OfficerNimbuspay Technologies Inc Aug 2024 - PresentWilmington, Delaware, UsDesigning and building a new Cloud-Agnostic Issuing Suite for Credit and Debit Card Issuers. -
Advisory Board MemberNimbuspay Technologies Inc Aug 2024 - PresentWilmington, Delaware, UsProviding technical recommendation to the company board with regards to:Strategic investment prioritiesNew product line development/new product featuresGo-to-market Commercial strategiesStrategic PartnershipsMergers & acquisitions: recommendations and due diligence
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Advisory Board MemberMultipass International Ltd Oct 2023 - PresentActing as an Expert Advisor (Advisory Board Member) guiding the Multipass leadership team.
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Career TransitionCareer Break Sep 2023 - Aug 2024Upskilling - concentrating on brushing up my Java 21; Rust; Kubernetes; GitHub; Flutter/Dart; Packer; and Terraform skills. I have invested time in formulating a portable Data Platform - servicing Analytical and MLOps requirements - whether deployed On-Prem or in the Cloud the stack is consistent and easy to integrate with operational OLTP platforms.
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Head Of Issuing Platform TechnologyNewday Apr 2021 - Sep 2023London, London, GbWorking on an exciting new Platform on Microsoft Azure using a mixture of Java (OpenJDK 17 moving to OpenJDK 21) running in containers on Azure Kubernetes Service, Azure Functions (C# .NET) and Logic Apps - targeting usage of Azure PaaS wherever possible.Management of Procurement activities through RFI/RFP Procurement processes for various third-party Software capabilities.Strategic network design using Azure Well-Architected Framework Hub & Spoke networking - with ExpressRoute, SD-WAN, S2S VPN, Azure Bastion, Azure Firewall, Azure Firewall Manager, Azure Private DNS Zones, and VNet peering.Implementing Azure Payment HSM (Thales payShield 10K-D) for Cryptographic processing - including On-Premises Trusted Key Entry Devices for management (and Offline On-Premise HSM for Key Backup). Upgrading these devices firmware from the standard 1.4a to 1.6a and also custom 1122 Firmware for P3CM Equivalent Functionality,GitHub Actions for CI/CD; Terraform/ARM for Infrastructure as Code; Dependabot (Software Composition Analysis); CodeQL (Static Application Security Testing); OWASP ZAP (Dynamic Application Security Testing); Trivy & Defender for Containers (Container Image Scanning).HA Configuration of OLTP and Batch workloads in Kubernetes. Batch optimisation through parallelisation.Implementation of a Standard Pattern for Distributed SQL (benchmarking of alternative solutions and selection).FinOps Governance & Strategy - culminating in tighter economic spend on Microsoft Azure (budgets, alerting and spending review).Cloud-to-Cloud Connectivity patterns using standard S2S VPN PaaS Services and ExpressRoute/DirectConnect.Implementation of an integration with FeatureSpace ARIC Risk Hub for Transactional Fraud Detection & Prevention. -
Chief Technology OfficerRenovite Technologies Inc Jun 2017 - Sep 2019New York, Ny, UsAs CTO I was responsible for driving a number of strategic initiatives:Modernization of CI/CD software engineering pipeline (including unit, integration and E2E test automation) in line with DevSecOps principles and adoption of Agile Scrum development processes.Maturing a new acquirer switch product "Reno-Switch" (containerization with Docker & Kubernetes; in-memory data grids; NewSQL; Cloud HSM; WAN Data Replication;).Maturing and enhancing an enterprise test automation platform "Reno-Test" - updating its architecture to be Cloud-Native and extending its capabilities to test end-to-end in environments beyond our conventional payments arena.Bootstrap (design and build) of five brand new software products from scratch: (i.) Reno-ATM Client (Multivendor ATM Client)(ii.) Reno-ATM Server - Terminal Estate Management System(iii.) Reno-Secure - Fraud Management System(iv.) Reno-Recon (Acquirer Back Office)(v.) Reno-Issuer (Light-touch basic Debit Card Management System providing basic Issuance Services and Financial Authorisation)Management of multi-million Dollar strategic investment budgets across seven product linesInput into company strategy prioritization and go-to-market planning.Regular travel to support corporate strategic initiatives and sales processes (Europe, North America, Asia)Interim support as acting Product Owner/Chief Architect for new products linesManagement of geo-distributed development resources between the UK and India (six product development teams).I was a member of the ATMIA Next Generation ATM Consortium to help modernize the ATM industry.Renovite Technologies Inc was acquired by JPMorgan Chase in September 2022. -
Advisory Board MemberRenovite Technologies Inc Jun 2017 - Aug 2019New York, Ny, UsProviding technical recommendation to the company board with regards to:Strategic investment prioritiesNew product developmentExisting product innovation and enhancementGo-to-market sales strategiesMergers & acquisitions: recommendations and due diligenceRenovite Technologies Inc was acquired by JPMorgan Chase in September 2022.
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Co-FounderInnox24 Limited Oct 2017 - Jan 2019Side project initiative to try and bootstrap a Cloud Native Issuance solution for Prepaid and Debit Accounts using a Digital-First approach (Issuance through ApplePay and GooglePay direct channels) - with Physical Cards as a secondary channel.
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Chief Architect: Cards & PaymentsNcr Corporation Mar 2016 - Jun 2017Atlanta, Georgia, UsA new Global role in our Software Engineering division: Leading the evolution and development of our Card, Mobile and Payment software assets for COTS and SaaS.A key role in the core transformation of our business from previously a predominantly hardware company moving towards a software and services enterprise.Focusing on the Research & Development of our existing and new product lines. Fostering stronger relationships with our Customers and Strategic Partners.Currently engaged in establishing a Cloud HSM Strategy to remove the Hardware dependency on workloads and create an invariant product for On-Prem or IaaS Hosted deployment.Key areas of exploration: Docker; MicroServices; JavaEE 7; Azure; & AWS. -
Enterprise Software ArchitectNcr Corporation Jan 2015 - Mar 2016Atlanta, Georgia, UsLeading architectural and technical discussions concerning ATM client software solutions; transaction switching, orchestration and authorisation; and fraud detection/prevention.Work engagements have covered engagements in the United Kingdom; Ireland; Netherlands; Australia; and Sweden.Reporting into Financial Services/Banking Professional Services in a consultant SME capacity (working very closely with R&D and product management to assist in evolving and developing new product capabilities and features).Also assisting the organisation with Strategic Partnerships and M&A activities to inorganically grow Software/SaaS product offerings.Engaged in creating custom proof of concept and demo projects using the software assets available - defining design patterns for common integration deployments.Activate - Modern ATM client solution supporting NDC, IFX, WebServices; APTRA Advance NDC (AANDC) - Classic ATM Client for legacy Switch environments; Connections - New channel and transaction service enablement solution; Authentic - Transaction Acquiring, Authorising and Routing platform; Fractals - Industry leading fraud detection and prevention application;Kalpana - New Thin Client ATM Driving Solution (working on the the worlds first Android ATM the Cx110);
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Solution ArchitectDiebold Nixdorf Jul 2013 - Jan 2015North Canton, Ohio, Us(Wincor Nixdorf merged with Diebold in 2016).Implementing ProClassic/Enterprise Server and PC/E SmartClient for various UK Clients. (ProClassic/Enterprise has subsequently been rebranded as Vynamic by Diebold Nixdorf).Contributing to the ongoing Design, Research and Development of the ProClassic/Enterprise Server Product (extending Switching, Back-Office Acquiring and Debit Card Issuing functionality). Extending the Payment Server capabilities.Requirements Engineering; Application Design; Infrastructure Design; Business Strategy; User Experience (UX) Design; Agile/Scrum Development.Java Enterprise Edition; J/BOSS Application Server; Oracle; DB2; WebSphere Application Server; WebSphere MQ; WebSphere Message Broker; Thales payShield 9000; CEN/XFS; WebServices (SOAP, RESTful); MKS Integrity; Apache Ivy; Apache Ant; ProCash/NDC; ProFlex, ProBase/XFS; ProView. -
Principal Solution ArchitectAci Worldwide Jun 2011 - May 2013Coral Gables, Florida, UsPromoted (June 2011).Responsible for being the Lead Technical Architect on Customer Projects.Contribution to Research & Development for Card Issuing Product Line.Assisted in Product Management activities: two-pair Analysis of release candidate functionality (using Decision Management software: IBM Rational FocalPoint and DOORS); projected revenue implications; geographic/regional regulatory and compliance requirements. Commercial planning for Customer Specific Modifications.Key Interests:Card (& Account) Management; Acquirer Switch/Device Handlers;EMV SmartCard Management; Fraud Detection; Risk Scoring Applications; Core Banking;Mobile/NFC. -
Senior Solution ArchitectAci Worldwide Nov 2007 - Jun 2011Coral Gables, Florida, UsWorking with Tier 1 Financial Institutions in a Consultant Solutions Architect role, my responsibilities included:* Documentation of Current Infrastructure and Application Architecture* Capture of Detailed Functional and Non-Functional Client Requirements* Identification of Customisation Requirements* Production of Solution Design Documentation* Production of High-Level Quotes for Implementation and Customisation efforts* Formulation of Migration Strategies* RFI/RFP Responses* Pre-Sales Engineering Tasks (e.g. Proof of Concept Design/Construction/Demonstration)Working predominantly with BASE24-eps, Payments Manager and other 3rd Party Software Solutions (Bell-ID ANDiS, FDR VisionPLUS, SAP for Banking, FICO Falcon, FICO TRIAD).
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Senior DesignerBarclays Bank Jan 2007 - Nov 2007London, Gb(Barclays: Global Infrastructure & Service Delivery Division)Specialist in Card Systems (Card Management Systems, Online Authorisation Processing, Clearing, Disputes, Card Production & DDA/Core Banking Platforms).Production of Detailed Infrastructure and Application/System Design Documentation.Internal Consultation. Guidance through Compliance and Governance Procedures.Contribution to improving Internal Standards, Processes and Procedures.Preparation of Internal Training Material on Cryptographic Services, EMV and POS/ATM Host Transaction Processing.Worked with CONNECT, Triumph Advantage, CTL Prime, TS2, Cardpac, CR2 BankWorld, CAMS II and Wildcard - Card Management Systems. -
Technical Business AnalystBarclays Bank Nov 2004 - Jan 2007London, Gb(Barclaycard Business: Merchant Acquiring & Corporate Issuing Division)Documenting Technical Business Requirements, Additional IT Project Management activities.Direct input into strategic investment (SI) prioritisation, short-term and medium-term planning processes (STP/MTP).Management of Project Plans, Risks, Assumptions, Issues, and Dependencies (RAID) - following a modified subset of the PRINCE2 Methodology.Authoring of business cases for executive committee presentation (EXCO).Management of "traffic-light" dashboard reporting for IT Business projects/programmes.Weekly management of revised annual forecasts (RAF) for IT business projects/programmes.Key Skills Acquired:* CTL PRIME, VisionPLUS, Triumph Advantage, CardPAC (CardLinK)* Flexcube iFlex, CSC CAMS II Hogan* ACI BASE24-pos, BASE24-atm, BASE24-eps, XPNET, ICE* CR2 BankWorld POS & ATM
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Technical Implementation ManagerBarclays Bank Feb 2004 - Nov 2004London, Gb(Barclaycard Business: Merchant Acquiring Division)Management of Type Approval Project Activities - Migrating Large Corporate Acquiring Customers from existing legacy Point of Sale Environments to EMV Chip & PIN (Offline PIN Verification) Environments.
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Emv Test AnalystBarclays Bank Oct 2003 - Feb 2004London, Gb(Barclaycard Business: Merchant Acquiring Division formally known as Barclaycard Merchant Services)Type Approval Test Analyst/Project Controller - Validation of MasterCard and Visa EMV Regression Testing.POS Type Approval Testing - Chip & PIN, Chip & Signature, Swiped, PAN Key Entry, e-Commerce, Mail Order/Telephone Order.APACS 30; APACS 40; APAC 29B (now all APACS 70).
Matt S. Skills
Payment Systems
Emv
Electronic Payments
Payments
Credit Cards
Software Development
Transaction Processing
Debit Cards
Cards
Hp Nonstop
Requirements Analysis
Acquiring
Base24
Mobile Payments
Product Management
Iso8583
Atm Networks
Issuing
Payment Cards
Smart Cards
Banking
Software Design
Eftpos
Payment Gateways
Testing
Pos
Payment Industry
Cryptography
Product Innovation
Sepa
Atm
Tacl
E Commerce
Java
C++
Base24 Eps
Visionplus
Mobile Banking
Ndc
Business Analysis
Agile Methodologies
Integration
Project Management
It Strategy
Cloud Computing
Strategy
Management
Leadership
Scrum
Team Leadership
Software Project Management
Sql
Xml
Json
Web Services
Matt S. Education Details
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Keele UniversityComputer Science & Business Administration
Frequently Asked Questions about Matt S.
What company does Matt S. work for?
Matt S. works for Nimbuspay Technologies Inc
What is Matt S.'s role at the current company?
Matt S.'s current role is Chief Technology Officer.
What is Matt S.'s email address?
Matt S.'s email address is m4****@****o.co.uk
What is Matt S.'s direct phone number?
Matt S.'s direct phone number is +9112062*****
What schools did Matt S. attend?
Matt S. attended Keele University.
What skills is Matt S. known for?
Matt S. has skills like Payment Systems, Emv, Electronic Payments, Payments, Credit Cards, Software Development, Transaction Processing, Debit Cards, Cards, Hp Nonstop, Requirements Analysis, Acquiring.
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