Matt Simpson Email & Phone Number

Tampa, FL, US

Columbus, Ohio, US

• Lead credit analysis and decision-making for new, renewal, and extension loans for businesses with revenue up to $100MM and credit exposure up to $25MM, ensuring compliance with bank policies and risk management.
• Conduct thorough financial assessments, including cash flow, financial statements, and collateral evaluation to determine creditworthiness and structure appropriate credit solutions.
• Collaborate with internal stakeholders to develop comprehensive credit structures that meet client needs while minimizing risk exposure.
• Provide strategic input into business development plans, leading initiatives that exceed sales and client satisfaction goals.
• Spearhead change management efforts to enhance team performance, client service, and operational efficiencies.
• Mentor junior team members and provide coaching on credit decisioning, client interactions, and process improvements.

New York, NY, US

• Managed a portfolio of business clients with up to $50MM in revenue, providing comprehensive credit analysis and financial solutions for their banking needs.
• Delivered tailored credit recommendations by analyzing complex financial data and collaborating with internal stakeholders to structure deals that align with client objectives while minimizing risk.
• Led the negotiation of loan terms and conditions through phone and email communications with clients, ensuring clarity and adherence to bank policies.
• Enhanced service levels and client loyalty by identifying opportunities for process improvement, resulting in higher client retention and satisfaction.
• Played a key role in executing business development strategies and contributed to achieving business goals by proactively identifying growth opportunities.
• Regularly connected business decisions to the company's purpose, fostering a customer-centric approach to business strategy.

Woodstock, Illinois, US

• Conducted financial analysis and risk assessments to determine creditworthiness of new and existing clients, making sound lending recommendations based on credit policies and financial information.
• Partnered with internal teams to provide integrated solutions and recommendations that improved client service and contributed to portfolio growth.
• Led business development efforts to expand client relationships, achieve sales goals, and maintain high levels of customer satisfaction.
• Played an active role in process improvement initiatives to streamline lending processes and increase operational efficiency.

Charlotte, NC, US

• Pinnacle Club – Top 2% (top 500 of 25,000) of sales performers across Bank of America nationwide#1 Top Producer and #1 Top Balanced Production in Small Business Banking
• Managed a portfolio of 200-500 small business clients, analyzing financial statements and developing credit structures to support loan origination and renewals.
• Utilized a consultative sales approach to build long-term client relationships and drive cross-selling of banking products, including business loans, treasury services, and merchant services.
• Drove revenue growth by exceeding sales targets, achieving over 150% of production goals.
• Played a pivotal role in business development, making data-driven decisions to meet client needs while adhering to bank credit policies and guidelines.
• Facilitated client negotiations, ensuring alignment with lending parameters while meeting client objectives.

Charlotte, NC, US

• Led a team to achieve high productivity levels while maintaining a focus on quality, consistently surpassing goals by 125%.
• Led initiatives to streamline internal processes, reducing costs, and improving turnaround times for credit decisions.
• Coached team members on navigating complex client needs and developing efficient credit structures.
• Collaborated with cross-functional teams to enhance client service and process efficiency.

Bachelor Of Science (B.S.), Finance

Bachelor Of Science (B.S.), Management Information Systems