Maurice Roper Email & Phone Number

Currently responsible for identifying fair lending risk across the portfolio of state member banks regulated by the Federal Reserve Bank of San Francisco. In this regard, I analyze state member banks' lending data to identify statistically significant pricing and underwriting disparities across all consumer lending products, analyze lending patterns to detect elevated redlining risk, and coordinate examination activities with the Board of Governors of the Federal Reserve System in DC. As a commissioned examiner, I have demonstrated abilities and skills in identifying compliance risk across a variety of products and services, evaluating gaps in risk monitoring and internal controls, and recommending improvements to board and senior management oversight of compliance risks. Outside of my fair lending responsibilities, I assist with compliance examinations to assess a bank's overall compliance risk management program, evaluate compliance with the non-discriminatory provisions of the Equal Credit Opportunity Act and Federal Housing Act, and evaluate how a bank meets the credit needs of its communities under the Community Reinvestment Act (CRA). Moreover, I have lead the review of multiple Strategic Plans drafted by state members banks to satisfy the requirements under the CRA.

Kansas City, Missouri Area

Worked as a Commissioned Bank Examiner in the Consumer Affairs department at the Federal Reserve Bank of Kansas City (FRBKC).In my role, I conducted consumer compliance examinations of FRBKC state member banks. During an examination, I assessed a bank's overall compliance risk management program, evaluated the bank's compliance with the non-discriminatory provisions of the Equal Credit Opportunity Act and Federal Housing Act, and evaluated how banks met the credit needs of their communities under the Community Reinvestment Act. In addition to conducting examinations, I served as a department training coordinator, helped create automated Excel workpapers for examiners to use in the field, sat on the Employee Diversity Committee for three years, and conducted campus recruiting for the FRBKC Diversity Team.

Kansas City, Missouri Area

As an intern, I helped support two bank examinations for both the Examinations & Inspections and Consumer Affairs departments. In addition, I worked on a variety of analytical projects within the Supervision and Risk Management division.

Kansas City, Missouri Area

I worked on key initiatives that helped support the low-to moderate-income community and the unbanked and underbanked throughout the 10th Federal Reserve District. In collaboration with the Congressional Black Caucus, I helped the FRBKC plan the first annual Youth Financial Leadership Summit in Washington D.C.