During my tenure, as CFO at PraXsyn I spearheaded the complete overhaul of the financial data resulting in an audited and qualified reportable financial statement in accordance with GAAP, GAAS, and FASB standards. I was responsible for certifying the financial statements in accordance with the SARBANES-OXLEY Act of 2002 "(SOX.)" The resultant allowed for the relisting on NASDAQ pink sheets. In addition, I was the primary author of the company's SEC filings along with the CEO. I developed the company's marketing and presentations for capital raises under SEC guidelines. Furthermore, I assisted the CEO with negotiations and settlement of various litigation matters.

9x a pioneer in payment processing business possess all of the qualities a bank, partner or customer seeks in order to have a solution provider that can be counted on. The entire team at 9x is encouraged to be forward thinking, keeping the company, systems and overall product offering on the leading edge. There is a keen understanding and appreciation for payment processing and the standard of care which must be taken to satisfy every client need.

DIRECTFED (Now CheckAlt Payment Solutions) is among the country's premier payment processing companies providing Check21 services allowing businesses nationwide to utilize its eCheck and patented Remote Desktop Capture (RDC) systems to improve their top and bottom lines. The CheckAlt eCheck is the "email a check" solution that allows businesses from merchants and property managers to universities and non-profits to maximize cash flow and accounting accuracy. CheckAlt's unique RDC empowers businesses such as credit unions and community banks by enabling them to locally deposit scanned checks virtually while reducing associated internet transaction processing costs. Streamlined clients experience the benefits of receiving funds in less than 12 hours without having to change banks or accounting systems. Swift, simple, and safe: CheckAlt Payment Solutions is the smartest way to do business.Responsible for all contract negotiations, set-up and implementation of cash management and all non-cash (non-monetary) based payment services. Responsible for all research, business development, and risk management. Company liaison to Wells Fargo, Bank of America, and Chase Morgan, etc. Assisted in the development of marketing strategy and wrote the company's business plan and offering documents (offering book.)Responsible for all BIS and bank compliance including risk management and risk assessment.High level of competence developed in Money Service Business risk management, EDD, Federal Compliance including US Treasury Compliance (OFAC, FinCEN, BSA, USPA, AML) SarBox, GLBA, FTC, SEC etc.

Responsible for the vision, mission, and technical direction of the Company. Built company from $0 revenue to multi-million dollar enterprise. Business acquired in October, 2001 by VOICEFLASH NETWORKS, INC. a publicly traded company. Visionary behind Company's ACCOUNTMAX and TRANSMAX SOFTWARE SOLUTIONS.Business Modeling and strategic direction of the Parent Company.Development of Shared Rental On-Line Network (S.H.A.R.O.N!) and other related check verification products.Built Company into a $3,500,000 business with minimum investment.Successfully negotiated contracts and extensive credit lines with banks and vendors.

Served as SOUTHEAST BANK/BANK OF BOULDER liaison to Company. Interacted with numerous departments, to coordinate and implement special projects. All automated service functions directed to POS OperationsPlanned, directed, and coordinated activities of designated projects.Coordinated the successful simultaneous development of several projects.Reviewed project reports and schedule status at each phase.Developed and presented product and service documentation, presentations, and technical documentation to generate sales and increase internal and customer knowledge.Served as in house Subject Matter Expert, providing critical market information to Sales and Support and served as a basis for increased revenue.Kept critical sales information via marketing collateral (both online and brochures). Identified, developed and documented products, services, features, functionality and enhancements from a front end/backend and information products perspective. Also completed pre and post sales product support. Collected, maintained, and distributed technical and product documentation.Assisted with successful complex strategic customer, technical and product proposals (including RFP's), which led to significant new business. Conducted merchant needs assessments. Determined appropriate products and services to be utilized.

Managed a large team responsible for the operational and customer service needs of the client portfolio on a national basis, Credit Card, Data Processing, Operations Center, (payments, securities, audit.) Developed and directed company's IT strategy, including business cases and requirements with supporting cost/benefit analyses as well as RFP's. Negotiated IT hardware and software contracts with vendors. Managed annual IT budgets and related expenditures in excess of $1 million. Successfully directed the development/installation of:IBM AS/400 and Tandem mid-range computer equipment and related banking applications.LAN development and "transaction switching" designAutomated internal/external/MISLarge ATM network accessing Visanet*, Plus* & Cirrus© networks.Visa & MasterCard* acquiring merchant programs.Design and successful launch of one of the first true Electronic Draft Capture networks. (Company acquired by GTE.

Responsible for the Company's chain and national accounts division. Personally responsible for $2,000,000 + in first year achievement. Accounts included Jean Nicole, Jamesway, Toy-R-Us*, Deb Shops*, etc and Pep Boys*, etc. Responsible for client relations and client retention.

Managed day-to-day operations of all technical aspects of the business. Directed and delegated workflow. Developed work goals and department projects.Provided pre and post-installation support for installed software and hardware products and provided training.Trained clients regarding credit card processing procedures.