My mom’s lung transplant in 2020 (amid a respiratory pandemic 😵‍💫) opened my eyes to the unique question faced by most family businesses:⏸️Who continues to pay your loved ones if they can no longer work due to an extended medical leave?⏸️There are three choices:A. You—Keep paying your family *indefinitely* in some clandestine (and illegal) manner.B. Nobody—Fire them and cut them off financially in their greatest moment of need. C. A Salary Continuation Plan—Typically funded with some form of individual or group disability insurance.Fortunately we had a plan for my mom and her disability insurance protected us from this impossible decision. Her life insurance policy even paid an accelerated death benefit. Thanks to the medical team at UCSF she had a miraculous recovery and my mom and dad stayed on target for their retirement goals. And for my agency, that disability coverage meant our revenue could stay in the business, allowing us to invest in new ways to try and replace her productivity. That investment has resulted in turnkey application systems that reduce meeting times and allow our advisors’ clients apply online at their convenience in 10 minutes or less. Her plan made all the difference. *****If you made it this far you are one of the good ones! To thank you here are links to our best homemade resources—Here’s my free book on evaluating the 20 most common disability income resources: https://www.yetworth.com/ebookHere’s a simple system for calculating your potential earnings over the course of your career—something we like to call your “Yetworth:”https://whatsmy.yetworth.comHere’s my calendar link to book a D.I.scussion with yours truly:https://www.yetworth.com/bookI am hopeful that we can collaborate in a meaningful way that empowers you to live out your financial dreams!