• Managed and developed region’s portfolio (consisting of 22 Branches) as per defined targets and within yearly budget• Lead region effectively and ensured the achievement of retail liabilities, assets and Third Party Product, sales targets, profitability objectives, and implementation of superior customer service culture and standards, while adhering to banks’ policies and guidelinesAchievements: • Expanded branch network by 300% in one year covering 14 cities in the province•… Show more • Managed and developed region’s portfolio (consisting of 22 Branches) as per defined targets and within yearly budget• Lead region effectively and ensured the achievement of retail liabilities, assets and Third Party Product, sales targets, profitability objectives, and implementation of superior customer service culture and standards, while adhering to banks’ policies and guidelinesAchievements: • Expanded branch network by 300% in one year covering 14 cities in the province• Initiated and successfully opened 7 banking booths for new corporate clients generating CAD $30M liabilities in one year • Hired, trained, supervised and performed evaluations for 200+ bank employees• Converted an underperforming banking unit comprising of 22 branches into a profitable unit, surpassing profitability target by CAD $4.2 Million in 1 year• Increased Region Deposit Book size by CAD $20 Million in 1 years• Improved Controlled Cost of Fund by 4%• Overachieved national Cross Sell Target for financing 177 Auto Units attaining the highest sale at country level in 2014• Won various BANCA conventions (Spain Tour) Show less

• Supervised 80+ bank employees and involved in the hiring, training and evaluation process• Expanded branch network from 7 to 17 branches covering 7 main cities in the province• Established collaborative relationships with 3 new corporate clients and opened 3 banking booths in the region • Converted a loss making area into a profitable unit. Achieved 100% profitability target• Increased Area Deposit Book size from CAD $21.58 Million to CAD$ 70.50 Million• Generated CAD$… Show more • Supervised 80+ bank employees and involved in the hiring, training and evaluation process• Expanded branch network from 7 to 17 branches covering 7 main cities in the province• Established collaborative relationships with 3 new corporate clients and opened 3 banking booths in the region • Converted a loss making area into a profitable unit. Achieved 100% profitability target• Increased Area Deposit Book size from CAD $21.58 Million to CAD$ 70.50 Million• Generated CAD$ 400K non funded income within 3 years• Topped Asia Pacific in Home Remittance Business• Won different BANCA conventions (South Africa Tour) Show less

• Instrumented the procedures of acquisition and amalgamation of PICIC Bank, PICIC DFI, PICIC Insurance into NIB Bank Ltd. • Managed and developed Cluster’s Portfolio as per assigned targets of Cluster Branches (Consisting 10 Branches).• Supervised Cluster Operational matters as per prudential laws.• Trained Branch Managers (Marketing & Sales Techniques).Achievements: • Initiated investment driven project for the first time in the history of NIB Bank and have been… Show more • Instrumented the procedures of acquisition and amalgamation of PICIC Bank, PICIC DFI, PICIC Insurance into NIB Bank Ltd. • Managed and developed Cluster’s Portfolio as per assigned targets of Cluster Branches (Consisting 10 Branches).• Supervised Cluster Operational matters as per prudential laws.• Trained Branch Managers (Marketing & Sales Techniques).Achievements: • Initiated investment driven project for the first time in the history of NIB Bank and have been able to Convert Government sector (Mly. Land and Cantonment Board) towards commercial Bank. • Generated CAD$ 126 Million Deposit from (Mly. Land and Cantonment Board) project within 1year and increased overall Deposit book of the Bank. • Increased overall profitability of Cluster branches by 200%.• Opened 4 new branches Show less

As a Branch Manager headed the following departments:• Consumer• Car Financing• Small Business Loans• Sales and marketing• Branch Banking/ Operations DepartmentAchievements: • Converted branch into profitable unit within 3 months of its inception by introducing CAD$ 3.7 Million Deposit at Zero Cost. • Introduced 2500 New to Bank customers within 1st year of operation of branch. • Increased Branch Deposit Book size from Zero to CAD$ 20.25 Million, with… Show more As a Branch Manager headed the following departments:• Consumer• Car Financing• Small Business Loans• Sales and marketing• Branch Banking/ Operations DepartmentAchievements: • Converted branch into profitable unit within 3 months of its inception by introducing CAD$ 3.7 Million Deposit at Zero Cost. • Introduced 2500 New to Bank customers within 1st year of operation of branch. • Increased Branch Deposit Book size from Zero to CAD$ 20.25 Million, with 2.5% Cost of fund.• Won Trip to Dubai UAE. Show less

• Managed overall affairs of the company, which includes staffing, organizing and designating duties time to time as required by the operational matters• Supervised and expanded international sales and generated US$ 280 Million business within 1year.• Supervised/expanded and maintained local market sales and have been able to generate US$ 100K/Month profit from back to back deals for company.• Organized overall business cash flows.• Supervised company accounts, audit and… Show more • Managed overall affairs of the company, which includes staffing, organizing and designating duties time to time as required by the operational matters• Supervised and expanded international sales and generated US$ 280 Million business within 1year.• Supervised/expanded and maintained local market sales and have been able to generate US$ 100K/Month profit from back to back deals for company.• Organized overall business cash flows.• Supervised company accounts, audit and financial reviews• Figure Head of the company representing company to various international dignitaries and delegation.• Arranged loan facilities/ advance payments/ import export/overdraft facilities from different banks on behalf of the company. Show less

• Supervised Deposit and Accounts Department achieving 100% compliance of Prudential Law and minimum audit objections• Provided effective team leadership to enhance overall performance of the department, utilized available resources and motivated and coordinated departmental activities achieving organizational objectives• Ensured proper and accurate record maintenance of all the activities under DAD and timely and accurate recovery of locker charges / other commissions and… Show more • Supervised Deposit and Accounts Department achieving 100% compliance of Prudential Law and minimum audit objections• Provided effective team leadership to enhance overall performance of the department, utilized available resources and motivated and coordinated departmental activities achieving organizational objectives• Ensured proper and accurate record maintenance of all the activities under DAD and timely and accurate recovery of locker charges / other commissions and dues• Submitted timely and accurately periodical reporting to regional and head office/ SBP and other regulatory authorities • Ensured accurate and timely deduction of taxes/ deposit to government treasury and its reporting thereof• Updated system regarding Customer details, rates of profit, accruals, hold mail, zakat deduction, dormant accounts • Ensured compliance of KYC policies and took all possible measures to avoid money laundering• Generated CAD$ 8 Million deposit for the bank within 3 years Show less

• Established marketing strategies to introduce bank in the local market• Supervised Customer services • Initiated In-house training session for sales staff• Trained new recruits • Developed sales tracking report system to monitor sales force activities• Generated CAD$ 4 Million Deposit for the bank• Won Route 66 Campaign for Deposit Mobilization launched by bank.

• Worked in the capacity of: Officer In-charge Account opening/ closing; Officer In-charge Local Remittances; Officer In-charge Foreign Currency Cell; Officer In-charge Lever Brothers (Collection System• Insured 100% customer’s satisfaction and performed overall supervision of customer services department• Developed and implemented collection monitoring program for Rafhan Best Foods

• Marketed liability products to individuals/ Retailer/Whole Sellers• Introduced corporate clients to the Bank• Generated CAD$ 7 Million Deposit within 6 months