As a Senior Loan Officer with over 25 years of experience, I am able to provide exceptional customer service and successful financing options for my clients. I provide a wealth of knowledge and experience in home mortgages. As of 2014, I began specializing in Reverse Mortgages. This product is a great choice for seniors when used in a carefully considered financial plan. The reverse mortgage has been improved over the past 20 years and can assist with cash flow and retirement savings. When buying a new home, using a reverse mortgage can enable you to live without mortgage payments and free up funds for retirement income. A reverse mortgage can significantly improve one’s ability to stretch retirement dollars through a lifetime. While I specialize in reverse mortgages, my breadth of experience in handling loans and refinancing includes:• Investor Loans• Jumbo Loans• Fannie Freddie Conventional Financing• Stated income • Multi-million loan amounts• 203K Rehab lending• FHA financing• VA Loans• First-time homebuyers • Foreign investor financing• New home sales• REOI constantly keep a real-time pulse on the market so that my clients can secure a better interest rate, if at all possible. My reputation is based on my business foundation and strong ethics which include extreme honesty and discretion, attention to detail to prepare a comprehensive and accurate loan package and going above and beyond to obtain the best financing option for my clients and insure they are 100% satisfied.If you are seeking a financial advocate for your unique situation, I’d love to help you achieve success.Michelle Belmonte NMLS# 333076, Sierra Pacific Mortgage Company, Inc. NMLS# 1788, Equal Housing Lender
Listed skills include Finance, Mortgage Lending, Fha, Loans, and 46 others.