Md Ilyas Pasha Email and Phone Number

Assist in evaluating and underwriting business loans, ensuring sound credit decisions are made.Conduct financial analysis and enterprise  underwriting to assess the creditworthiness of borrowers.Perform industry analysis to identify risks and opportunities within specific sectors. Monitor loan portfolios and provide     recommendations on mitigating credit risk.Collaborate with the team and senior credit risk lead to align credit practices with companypolicies and RBI guidelines.Ensure proper documentation and compliance with internal credit risk policies.Communicate effectively with various  stakeholders, providing clear and actionable  insights intorisk assessments.

Responsible for reviewing individual loan applications fo completion of required documentation.Verify borrower's repayment track record, review CIBI reports and ascertain their credit worthiness.Analysis of financial statements including P&L, Income Statement, Balance Sheet, and Cash FlowStatement to support the credit appraisal process.Products Handled: - Personal Loan, Home Loan, and Business Loan (Secured Unsecured), Loan AgainstProperty (LAP).Managing a portfolio of clients and handling rating assignments Build forecast excel models.Maintaining strong relationship with the client.Clients worked for: ICICI Bank, Cholamandalam Investment and Finance company, Fed Fina & Tricolor,Federal Bank, Fincare.