With over 9+ years of experience in credit risk management, portfolio analytics, and scorecard development, I have consistently delivered data-driven solutions that enhance risk assessment and improve profitability. Currently serving as a Senior Manager at Khatabook, I lead a team in Credit Risk Analytics and Portfolio Management, driving strategies that minimize credit losses and optimize portfolio performance.Previously, I held key roles at Fullerton India Credit Company Ltd. and Axis Bank Ltd., where I developed sophisticated models for Expected Credit Loss (ECL), spearheaded the creation of early warning systems, and implemented A,B,C scorecards. My experience is complemented by a strong academic background, including a PGDM in Finance from IIM Lucknow and a B.Tech in Computer Science.I am passionate about leveraging data to solve complex business challenges and always eager to explore new opportunities where I can make a meaningful impact.
Listed skills include Marketing Strategy, Corporate Finance, Financial Advisory, Equity Research, and 9 others.