Meera Hari Email and Phone Number

Operational Risk Management, Reporting and Analytics; Reporting thematic view of Risk and Loss parameters including trend analysis for management escalation and remedial action. Presentation to senior management on significant unsatisfactory operational risk events, losses and actual performance against Key OR metrics with reasons and action plan for mitigation of risks and bringing it within the risk appetite of the bank. Enhancements in the losses data base system to further augment risk identification, monitoring and reporting mechanism.Identification and reporting of significant operational losses including categorization of losses according to Basel Event Type for reporting and tracking mitigating actions.Reporting of top actual risks, OR Profiles including significant project updates to stakeholders for the quarterly risk council meetings for all products being Trade Finance and Cash Management for Corporates, Institutional Cash, Investor Services and Issuer Services across the Asia Pacific, Europe and America Regions.Part of the 3 Lines of Defense project establishing clear responsibility on 1st , 2nd and 3rd line of defense being business, risk function and audit function.Calculation of OR capital based on the Advanced Measurement approach in adherence to the Basel II norms based on Internal, External Losses and Scenario analysis.Coordinated and Led the Automation initiative of preparing the Monthly OR Profiles using trade finder web based platform together with the IT support team and ensured accurate, timely submission of OR Profiles to senior management

Consistent and effective implementation of Operational Risk framework, policies and procedures including risk assessment, monitoring and acceptance process in a franchise of 33 mature and emerging markets spanning across South Asia, Middle East, Africa, North East Asia and South East Asia.Supporting Group Head Operational Risk in managing Operational risks within the risk appetite of the Bank.Utilisation and guidance to Business in the use of OR tool kits to identify weaknesses in controls and key risk indicators. Reporting significant unsatisfactory operational risk events, losses and actual performance against Key OR metrics including control sampling test exceptions across all businesses to various governance forums.Challenging the completeness of risk identification, monitoring and control activities across Operational Risk Control Areas, especially in response to internal and external changes and any evidence of control weakness. Effective cost management including monitoring of costs, tracking actual costs against Budgets, managing the cost recharge process including tracking of suspense accounts and monthly finance submissions

Responsibilities included: Assist and coordinate in developing Annual Audit Plan. Ensure timely preparation/submission of audit reports to area owners for appropriate implementation of the agreed corrective measures.Tracking and monitoring of the implementation of the recommendations and maintenance of audit documentation.

Coordinating the disbursal of loans across the country for all retail asset products including Personal Loans, Car Loans and Mortgage Loans and Staff Loans.Monitoring the creation of loan in the Retail Lending System (RLS) and ensuring adequate controls are in place for timely and accurate loan creation process. Monitoring various disbursement suspense accounts and ensuring timely response to open entries.Responsible for overall financial controls for the retail lending business and transactions passed through the CT DOS and MSA systems into the HOGAN and GL.Monitored independent checking of financial transactions through checking of various reports to ensure that the entries have been posted correctly and errors if any are immediately detected, reported, analyzed and rectified. Providing MIS to Sales, Credit and Business units on the total business done across the country for all retail asset products on a daily basis.Reorganized the processes pertaining to Dealers Inventory funding and working capital finance operations.Part of the project team on the system conversion of assets as part of the integration of ANZ Grindlays - India Business.Monitored the UAT of new products/processes in Retail Lending System (RLS) and ensured effective coordination with UAT/IS team for system enhancements.Provided operational support in the new product launches including coordination of system enhancements, providing requirements & testing the systems especially relating to Mortgage product and Home Saver.Managed a team of about 30 people, direct and indirect reports included.; Preparation and analysis of MI reportsAnalysed the areas of improvement in terms of procedures/processes.Handling of system/document exceptions to be presented to the management

Management Accountant

Audited the accounts of Companies and Firms and drafted taxation plans for various entities.Involved in the statutory audit of banks and special audit of a NBFC

Industrial Training

Chartered Accountants