❖ Managed a portfolio worth GBP 220m covering credit (working capital and long-term loans) and trade finance to local and multinational conglomerates encompassing industries such as white goods, pharmaceuticals, commodities, leather and footwear and steel-making. ❖ Achieved record-growth in annual funded and non-funded (primarily letter of credit) disbursement in coordinated effort with the Unit Head and Senior RM Team. Attained record-growth in interest-based and fees-based income.❖ Facilitated prompt resolution of long-standing past-dues on underperforming accounts and regularized classified accounts, thereby improving aggregate portfolio health and lending quality. ❖ Undertook project assessment, feasibility and financial analysis of projects while performing KYC of prospective new clients and formulated credit memoranda and proposals for successful onboarding of new clients and completed credit facility design and deal-structuring. ❖ Obtained Central Bank approval for Covid-19 stimulus funding for clients and oversaw disbursement, servicing and subsequent settlement of debt obligations.❖ Undertook credit appraisal, account management, transaction banking and payments, FX finance, trade finance servicing, CDD, KYC, AML of clients and liaised with Trade Services Division, Correspondent Banking, Treasury and Credit Risk Management Department to ensure client requirements were fulfilled with promptness. ❖ Completed full compliance with statutory requirements of IFC, Central Bank, External and Internal Audits. ❖ Facilitated maximization of cross-sales of the aggregate banking solutions/offerings within the corporate portfolio; this allowed for collaborative endeavours with employee and payroll banking, Cash Management, Treasury and FX, the American Express Corporate Cards teams.

❖ Was selected in a pool of thirteen successful candidates after qualifying through written examinations that featured tens of thousands of applicants nationwide; subsequent assessments included group discussions, management presentations and a final interview with the senior leadership of the organization.❖ Ten months of holistic rotational attachments throughout all the core departments of the organization.❖ End-of-attachment reporting and presentations to key management personnel and departmental heads.❖ Two subsequent months in conditional placement with Corporate Banking Division [following management evaluation] as a prerequisite to secure permanent placement.❖ Induction/Orientation for the Associate Relationship Manager role ensuring job-preparedness.❖ Exhaustive leadership contact and professional development premeditated to accelerate readiness to take on business leadership roles.

❖ Developed the O Levels Economics Handbook For Wings Learning Centre.❖ Developed the O Levels Curriculum for Economics, Accounting and ICT. ❖ Conducted classes and marked examinations for Economics, Accounting and ICT. ❖ Liaised with schools for organizing student-engagement programs.

❖ Performed equity research and undertook credit analysis for prospective clients seeking loan facilities. ❖ Was introduced to credit appraisal procedures and to how Memorandum to The Board of Directors is to be prepared. ❖ Was also introduced to the complete set of documentation (from the Execution Letter to the Disbursement Memorandum to Letter of Continuation) that is to be maintained for every outgoing credit facility. ❖ Worked under the mentorship of the Head of Accounts on the formulation of strategic and resource-mobilization plans as required by the World Bank for financial institutions participating in its Investment Promotion & Financing Facility (IPFF) scheme.❖ Assisted with the formulation of the Management Information System (MIS) algorithm and framework as required by the covenant dictated by the World Bank's IPFF scheme.