Responsible for providing analytical expertise for the Business Bank’s largest and most complex financial exposures (ranging from A$10.0m - A$300.0m) across the hospitality and healthcare portfolios. Performed credit due diligence for transactions including:- analysing and interpreting financial statements, completing trend analysis, ratio analysis, and peer comparison analysis;- determining viability of forecast financial models through understanding assumptions, and then modelling sensitised scenarios based on identified quantitative and qualitative risks; - producing qualitative analysis, understanding business profile and then assessing corporate strategy and management quality in the context of industry dynamics and external influences (i.e. economic, political environment);- negotiating credit structuring of transactions, including determining appropriate debt sizing, and conditions, covenants and undertakings to manage risk within Bank appetite and to monitor counterparty performance; - completing corporate recovery analysis to determine the outcome for the Bank in the event of default, and then shaping appropriate security structure to protect the Bank’s interests; and- presenting above to internal stakeholders and decisioning officers verbally or as a concise written submission.

Managed aspects of complex corporate restructuring, insolvency and advisory assignments for both ASX listed and proprietary companies, including:- taking control of businesses and continuing trading operations while identifying root cause of operational and financial challenges, to then formulate and implement turnaround strategies, including practically preparing businesses for sale or shut down;- investigating insolvent companies in line with the Corporations Act 2001, including analysing historical financial performance and position to identify indicators of insolvency, establish a date of insolvency, and to determine causes of failure; - project managing assigned engagements (receiverships, administrations, liquidations), ensuring all engagement and statutory requirements met to a high standard and to deadline; - communicating with all levels of stakeholders of distressed companies, including company directors, senior management, employees, customers, suppliers, lenders, creditors, shareholders, and regulators;- preparing a wide range of written correspondence to stakeholders of distressed companies, including letters, circulars, notices in line with applicable legislation, reports to creditors, and investigative accounting reports; and- acting as mentor and developing competencies of junior employees through coaching, counselling, and delegating appropriate tasks.Assistant Manager (July 2016 - April 2017)Senior Accountant (January 2015 to June 2016 - 1 year, 6 months)Accountant (January 2014 to December 2014 - 1 year)Undergraduate Accountant (July 2012 to December 2013 - 1 year, 6 months)