Mel Ray Email & Phone Number

(949) 929-5492mel.reverse@gmail.comAs a senior advocate and reverse mortgage specialist, I educate the senior homeowner on the benefits of this unique, government insured, life changing program designed just for them by FHA. Since 2010, I've proudly helped hundreds of seniors "put the gold in the golden years".Recently, I helped D.L. from Irvine pay off her 2 mortgages as well as her car and about $12,000 in credit card debt with the HECM (FHA reverse mortgage). In addition, she took an additional $50,000 in cash out so that she could update her kitchen and if that weren't enough, we provided her with a tax free income of $945 per month that she will receive as long as she lives in her home. She no longer has monthly mortgage payments while retaining full title ownership in her home and at 72 with no consumer debt, finally able to retire. Another recent client was a married couple, John and Vickie, both aged 60, who used our jumbo program to purchase a home for $1.1M in Orange County. They now live in their dream home not far from the beach and if they live to be 100, they won't have a mortgage payment for the next 40 years! Whether a senior owns a small condo or home worth millions, they're able to refinance or purchase with a standard FHA insured HECM (reverse mortgage) or one of our jumbo reverse programs. If you know a homeowner, 60 and older, they need to learn how this program works from a trusted professional, and get the facts without a sales pitch or pressure. The biggest reason why seniors do not take advantage of this tremendous benefit from FHA is because they misunderstand it completely and don't bother inquiring about it.Call me today at (949) 929-5492 and find out how this program really does "put the gold in the golden years" for senior homeowners.

Listed skills include Mortgage Lending.