Melanie Amodeo Email & Phone Number

With over eight years of experience as a senior mortgage underwriter, I have developed a comprehensive knowledge of loan processing and risk analysis, ensuring compliance with lender-established requirements and guidelines. I have worked with reputable institutions, such as Guaranty Home Mortgage Corporation and Digital Risk, handling a wide range of loan products.As a seasoned professional, I have excelled in reviewing and evaluating loan applications, documentation, and disclosures, applying my expertise in FNMA and FHLMC guidelines, as well as other regulatory frameworks. I have also trained and mentored junior underwriters, loan officers, and processors, enhancing their skills and performance. Additionally, I have collaborated effectively with cross-functional teams and stakeholders, such as brokers, borrowers, and underwriting managers, to facilitate smooth and efficient loan processing functions.I am a focused, results-driven professional with experience in all aspects of the mortgage process, origination through underwriting and post-closing quality control review, risk analysis, and due diligence. I have an eye for details with the ability to spot errors, inaccuracies, and compliance violations. I am an exceptional communicator with strong presentation skills. I have a natural ability to work well between diverse teams, and am highly motivated, focused, and results-oriented in supporting complex, deadline-driven operations, able to identify goals and priorities, and to foresee and resolve issues early on. I have a high level of analytical, problem-solving, and operational processing skills. I am confident in delivering impeccable results through my dedication in handling multiple functions and activities under high-pressure environments & tight deadlines.Areas of Expertise:• Flexible & Adaptable • Income calculation• Time Management • Entire Mortgage procedure • DU/LP Guidelines