Melinda Agustine Email & Phone Number

South Sumatera

- Take responsibility of managing business banking team consists of business relationship officer/manager.- Take responsibility of commercial loan growth in Maybank Indonesia, especially in South Sumatera (Palembang, Jambi, Lampung, Bangka Belitung, and Bengkulu).- Take responsibility of monitoring quality of commercial loan (how to keep Non performing loan ratio lower and how to solve non performing account)- Presenting the proposal of new or existing debtor (new, additional or renewal) for credit committee - Negotiating with other related division (credit review management, credit documentation unit, and credit admin control) in order to achieving credit disbursement.- Maintaining good and long term relationship with debtor- Prospecting new potential debtor

Indonesia

Senior Manager at Credit Review Management: -Analyzing the potential risk and how to mitigate credit risks. - Providing Independent Credit Evaluation for any credit proposal that contains business risk, facility risk, financial risk, repayment risk, security risk, and any other specific risk and how to mitigate that risk in order to provide secured lending for the bank.

Jakarta, Indonesia

Relationship Manager for Commercial Loan in Regional X (Asemka)Prospecting, analyzing, monitoring, and maintaning relationship with debtor that has limit above 10 bio until 500 bio..

Associate Account Officer At Pluit Branch

- marketing- analyzing loan applications from customers- monitoring - maintaining relationship with customers

Jakarta, Indonesia

Graduated as best trainee

Master Of Management, Finance And Financial Management Services

Bachelor Of Engineering (B.Eng.), Civil Engineering

Graduated as cum laude

Education record