Melinda Payan Email and Phone Number
Melinda Payan work email
- Valid
- Valid
- Valid
- Valid
Melinda Payan personal email
Melinda Payan phone numbers
Melinda has over twenty-five years of experience in the residential lending industry. She has been President of “The Truth about Lending” since 2010. Prior to that, She was the President of Rose Financial Group for over ten years. Melinda was also the host of The Truth About Lending radio show where consumer advocacy always came first. Because of her extensive training and knowledge in the field of mortgages, she can offer clients and the general public an expert look at the mortgage industry today. Combining a professional and caring style, she has been able to expand her success in the industry into a mission to reach out and educate the general public. She is a published author with her first book titled “The Truth About Lending, 10 Steps for Homebuyers”.Melinda is the first generation in her family to be born in the United States. Her Mother is a retired teacher and her father is a disabled veteran. She lives in South Florida with her husband and four children.
The Truth About Lending
View- Website:
- thetruthaboutlending.com
- Employees:
- 15
-
President And Licensed Mortgage BrokerThe Truth About LendingFort Lauderdale, Fl, Us
-
President/Licensed Mortgage BrokerThe Truth About Lending Dec 2010 - PresentDavie FloridaMelinda Payan and The Truth About Lending Team are your residential mortgage specialists!Melinda sees mortgage financing from a unique perspective. She fully understands the underwriting process. She has successfully navigated through the changes that have taken place in the mortgage industry since 2009. As a prior owner and current owner of a mortgage company for many years, she has remained active in originating loans. She continues to maintain both a State and Federal loan originator's license.The Truth about Lending is her company and it offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs.Mortgage services
-
President/Licensed Mortgage BrokerRose Financial Group Dec 2001 - Oct 2009Originated and pre-underwrote approximately 100 million dollars per year in residential and commercial loansAnalyzed all credit and asset criteria’s for Fannie Mae, Freddie Mac, VA, FHA, Commercial, SBA and Agricultural loansImplemented quality control procedures to ensure all loans complied with all state and federal lawComprehensive understanding of all aspects of lending guidelines from computing income to credit risk analysis to analyzing appraisals; including calculating debt service coverage ratio and net operating incomeCoordinated hiring and management of all employees including trained over 30 loan officers with regards to originating and pre underwriting a loan fileRan the entire operations from budgets to payroll to complianceDeveloped all licensing and wholesale relationships and applications with over 200 lenders, Fannie Mae, Freddie Mac, FHA, and VA
-
Branch Manager/Senior Loan Officer/Licensed Florida Mortgage BrokerMortgage Works Jul 2000 - Dec 2001Originated 50 million dollars a year in residential, commercial and Agricultural loansPre underwrote all loans prior to submission thru use of Fannie Mae’s Desktop Originator or Freddie Mac’s Loan ProspectorAnalyzing all credit criteria’s for Fannie Mae, Freddie Mac, VA and Fha loansImplementing quality control programs to ensure all loans fell with in compliance of all state and Federal law. Monitored approximately 50 million dollars per year in loans to ensure that all loans were in compliance with all state and federal lawsReviewed all documentation to ensure no deficiencies existed with in the file to facilitate a smooth sale of the loan in the secondary marketImplemented quality control audit procedures to ensure client files were within the guidelines of RESPA lawsResponsible for hiring and management of all employees
-
Senior Loan Officer/Licensed Florida Mortgage BrokerPrime Lenders Feb 1997 - Jul 2000Originated 30 million dollars a year in mortgages loans my first year in the industryDeveloped key marketing plans to build my business by referral onlyDeveloped thorough understanding of underwriting guidelines for all Fannie Mae, Freddie Mac, FHA, VA, construction, and rehab loans
-
Vice President Of Investment AdvisingFirst Colonial Securities Apr 1996 - Feb 1997Raised capital for client investments in securities such as stocks, options, bonds, mutual funds, primary and secondary offerings, private placements, bridge loans, real estate investment trusts and unit investment trustsMonitored client accounts to ensure only the highest compliance on every accountCoordinated large marketing projects such as seminars at nationwide money shows in order to further increase my client baseFocused on gathering assets from large corporate retirement plansPersonally managed over 20 million in assets
-
Senior Vice President Of InvestmentsBarber & Bronson Jan 1994 - Jan 1996Raised capital for client investments in securities such as stocks, options, bonds, mutual funds, primary and secondary offerings, private placements, bridge loans, real estate investment trusts and unit investment trusts Monitored client accounts to ensure the highest level of compliance for every accountDeveloped key relationships that were strategic in opening a branch of the company in Hilton Head, South CarolinaCoordinated large marketing projects nationwide such as: seminars at money show in order to further increase my client baseHad key input authoring features in the monthly newsletters that were disbursed to clients or prospective clientsPersonally managed over 20 million in asset
Melinda Payan Skills
Melinda Payan Education Details
-
Finance, General -
Nova UniversityAccounting
Frequently Asked Questions about Melinda Payan
What company does Melinda Payan work for?
Melinda Payan works for The Truth About Lending
What is Melinda Payan's role at the current company?
Melinda Payan's current role is President and Licensed Mortgage Broker.
What is Melinda Payan's email address?
Melinda Payan's email address is me****@****ast.net
What is Melinda Payan's direct phone number?
Melinda Payan's direct phone number is +195421*****
What schools did Melinda Payan attend?
Melinda Payan attended Nova Southeastern University, Nova University.
What skills is Melinda Payan known for?
Melinda Payan has skills like Real Estate, Online Advertising, Investment Properties, Email Marketing, Lead Generation, Foreclosures, Marketing Strategy, Mortgage Lending, Selling, Short Sales, New Business Development, Seo.
Who are Melinda Payan's colleagues?
Melinda Payan's colleagues are Alejandro Sixto, Scott Z., Rocio Garro, George Maliyil, Theresa Masias, Ivonne Heredia Msire.
Not the Melinda Payan you were looking for?
-
Melinda Payan
Los Angeles, Ca -
1att.net -
Melinda Payan
Fort Lauderdale, Fl -
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial