Methodical and meticulous Mortgage Operations Specialist with experience processing numerous types of Mortgages. Demonstrated acumen in providing administrative support experience in the fields of facilities maintenance, mortgage processing and broadcasting. Special skills in coordinating, analyzing, and problem solving. Develops improved procedures, produces quality work while maintaining production targets and establishes and develops strong working relationships. Organized, practical, individual who performs well as a valued team member as well as independently. Bilingual, fluent in English and Spanish.
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Mortgage Underwriter/Support StaffFinance Of America Mortgage Llc May 2014 - Jul 2022United StatesPerformed thorough analysis of credit, income, assets, collateral and title work to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.• Reviewed and cleared underwriting conditions, stipulations or pre-funding requirements received. Assisted with the preparation and coordination of required monthly Pre-Funding Quality Control reporting.• Resolved and responded to post closing credit exceptions received from investors and auditors when required on loans underwritten.• Reviewed investor/agency repurchase requests and prepared the necessary response for mitigation.• Completed full condominium project reviews in accordance to Fannie Mae and Freddie Mac project review guidelines which included: Budget and financial statement analysis, Master Insurance Coverage, HOA Bylaws/CC&Rs, Collateral review, and Fannie Mae’s Condo Project Manager (CPM) requirements.• Reviewed and completed loans submitted for adverse action.• Provided support to Level I Underwriters: onboarding, trust and condominium reviews, LOS technical issues, and Second Signature Reviews. Assisted with the Purchase Submission Pre-Qualification process.
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Shipping Team Lead/Post ClosingFirst Financial Services, Inc/Gateway Funding Aug 2011 - May 2014United StatesSet daily and weekly goals with team members to ensure proper delivery of closed loan files, government insurance and trailing documents meet investor deadlines. • Provided management services for team members including coaching, training on new processes, and assigning/directing work.• Prepared and audit closed loan files for investor delivery to determine compliance with Agency program guidelines and regulations. Collected and shipped collateral packages to warehouse banks.• Responsible for government insuring of FHA, VA and USDA loans: Prepared and shipped case binders to HUD/HOC and monitored the MIC and NOR reports. For VA loans, processed the LGC and prepared closing packages for VA Audit Reviews. • Processed Trailing Documents: Collected, checked for accuracy, scanned final documents and shipped them to the assigned investor.
Melisa Walker Education Details
Frequently Asked Questions about Melisa Walker
What is Melisa Walker's role at the current company?
Melisa Walker's current role is Mortgage Underwriter | Quality Control | Administrative Professional.
What schools did Melisa Walker attend?
Melisa Walker attended Miami Dade College.
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Melisa Walker
Houston, Tx1gmail.com -
Melisa Walker
Greenwood, In10tampabay.rr.com, alltel.net, hotmail.com, yahoo.com, yahoo.com, gmail.com, yahoo.com, gmail.com, yahoo.com, insightglobal.net -
Melisa Walker
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Melisa Walker
Jacksonville, Fl1cit.com -
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