Melissa Backstrom Email & Phone Number

CVL underwriter

Phoenix, Arizona, United States

Phoenix, Arizona Area

Responsible for assessing credit risk and establishing credit limits by analyzing customer financial statements and credit bureau information. Provide excellent customer service and relationships with internal/external customers and merchants, both written and verbal. Actively support and assist other teams within the credit department with projects, communicate and implement ideas and methods to improve quality.

As a Closing Officer in the Real Estate Owned department I was able to utilize mybackground and develop new skills by reviewing title, opening escrow for new buyers,executing deeds, and reviewing and signing final documents for closing. I developedsuccessful working relationships with our title group and Asset Manager. By doing so Iwas able to successfully close over 80% of my pipeline on a monthly basis. Working on a team offered me an opportunity to develop my skills as a team player and leader as Ihelped associates meet and exceed personal and team goals and expectations.

Minneapolis, Minnesota

Minneapolis, Minnesota

Identify specific loan program guidelines required for approval and fulfill all requirements in a timely manner. I consistently exceeded the goals and expectations of management by successfully closing over 80% of my pipeline on a monthly basis. I maintained and sustained excellent customer service and performance rating quarterly and was recognized by upper management and the department for my accomplishments and ability to be a team player by assisting my coworkers to help reach their personal goals. Prior to my transfer as a Closing Officer, I was offered the position and accepted the position of Junior Underwriter.

Eden Prairie, Mn

As a Loan Manager and consultant I was responsible for finding the best lender programavailable to fit the customer’s specific financial needs based on my knowledge andeducation of lender guidelines. I was solely responsible for researching and working withlenders to learn which different loan programs were available, while working one-on-onewith loan officers to determine which program would fit their customer’s needs.I also took on the roles of Loan Manager and Processor with my clients, and by doing sowas able to develop better relationships by addressing any and all questions regarding theprocess and status of their loan.

Bachelor'S Degree, Business, Management, Marketing, And Related Support Services

At the University of Phoenix I learned and developed skills to excel in the areas of Business Management and Marketing.

Associate Of Arts (A.A.), Liberal Arts And Sciences, General Studies And Humanities

At Lake Superior college I worked toward the completion of credits required to complete my Associates degree. I was employed part time.