Melissa C Email & Phone Number

London Area, United Kingdom

• Developed AML-specific documents (Business-wide Risk Assessments, Policies, Due Diligence Procedures etc) for clients’ applications to the FCA, HMRC or banking partners
• Drafted other Financial Crime documentation i.e. Policies, Procedures and Risk Assessments/Risk Registers, related to Fraud, ABC, Whistleblowing and Conflicts of Interest
• Conducted gap analyses of clients’ current AML framework to ensure that they are operating in line with the regulations and have taken industry guidance into consideration
• Ensured clients have implemented robust controls within their Financial Crime framework
• Advised clients on any additional internal controls that could be applied to strengthen their Risk Management Framework
• Trained new staff on regulations, guidance source documents, the process of completing client applications and on the company’s internal practices

• Frequently acted in the capacity of a FinCrime Manager
• Advised clients on how to remain compliant with the relevant regulations i.e. the Money Laundering Regulations 2017 (including 2019 amendments under 5MLD), the Payment Services Regulations 2017 and the Electronic Money.
• Drafted AML-related documents for FCA direct authorisation & registration applications or HMRC application
• Drafted FinCrime documentation i.e. Policies, Procedures and Risk Assessments related to Fraud Anti-Bribery and Corruption, Whistleblowing, Conflicts of Interest etc
• Ensured clients’ end-customers were on-boarded in line with the correct level of due diligence and that their procedures were an accurate reflection of client risk assessments. This included ensuring the appropriate.
• Assisted Cryptocurrency providers with developing crypto applications to be submitted to the FCA, for registration under 5MLD

• Processed the termination of investment fund licenses & escalated termination applications for final review. Reviewed termination applications to ensure that the appropriate documentation was received in order to.
• Advised firms of outstanding documentation required to complete the termination process,
• Conducted follow-ups relating to the submission of audited accounts, and addressed related queries.

London, United Kingdom

• Screened clients’ identification to meet KYC and CDD requirements to comply with country-specific regulations;
• Reviewed client accounts and transaction patterns, and gathered information to assist with the transaction review, and to confirm the legitimacy of the transfer of funds;
• Reviewed transactions (to over 140 countries) to recognise and understand transfer patterns and identify any suspicious activities in order to prevent money laundering, fraud, scams, blackmailing and terrorist financing;
• Escalated transactions and/or client accounts, to the appropriate departments;
• Identified PEPs and sanctioned individuals, and escalated them to the relevant teams/ departments;
• Assisted with any other compliance related matters whenever needed; and

London, United Kingdom

• Assisted with the annual mail out, to meet specific deadlines;
• Rearranged raw data into an organised and readily accessible format;
• Assisted with the corrections and production of various documentation to reflect property information;
• Formatted data to be uploaded to a newly implemented system;
• Formulated data to reflect yearly income figures;
• Posted invoices to the property system;

Grand Cayman, Cayman Islands

• Monitored an assigned portfolio of approximately 20+ financial institutions, i.e. banks, money services, trust companies, and building societies.
• Acted as the main liaison between the monetary authority and various institutions and/or their principle offices;
• Gathered and maintained all correspondence between the monetary authority and the licensees to ensure accurate record keeping;
• Produced analyses from financial institutions' financial statements, quarterly reports and other information, to assess capital adequacy;
• Processed various applications including, but not limited to, change in directorship, adding a subsidiary/branch, change in location, change in ownership and any amendments to business plans;
• Prepared pre-meeting notes and participated in any scheduled/adhoc meetings with the licensees;

Grand Cayman, Cayman Islands

• Performed daily accounts receivable processes
• Reconciled daily incoming balances
• Updated the Credit Customers’ files on a daily basis.
• Product price verification.
• Assisted with the running of the cash register

Grand Cayman, Cayman Islands

• Updated information in the system on a daily basis, processed Work Permits and filed documents.
• Entered daily incoming data into the system’s database, increasing the departmental efficiency.
• Supplied immigration support and customer service for clients going through the Cayman Islands immigration process.
• Processed highly confidential immigration documents for various individuals and companies.
• Filed departmental documents in a timely manner.

Master Of Business Administration (Mba), Business Administration And Management, General, Merit

Activities and Societies: Association of MBAs (AMBA), Institute of Directors (IOD)

Bachelor'S Degree, Accounting

Activities and Societies: People To People International

High School Diploma (Honour Roll)

Activities and Societies: I.T. Club; Key Club