Melissa Marin, Aif® Cpfa™ Email & Phone Number

Escondido, California, Us

At RetirementDNA, we decode the mystery of retirement planning by clearly laying out the building blocks of financial wellness. We are dedicated to decoding the jargon and complexity of retirement planning. Our simple, well-thought-out retirement planning solutions can bring peace of mind to our clients and their employees. Financial education is tied to financial wellness, and financial wellness can lead to comprehensive well-being. We offer solutions for both business owners and young professionals just starting out to map out their financial futures and be better prepared for retirement.

San Diego, California, Us

Classics For Kids is an educational performing arts organization dedicated to inspire children through the experience of live music, generate creativity, academic success, and cultural understanding. Programs serve all students regardless of socio-economic status though we prioritize access to low-income and disadvantaged youth. During our last season, Classics 4 Kids served almost 20,000 students, teachers and families – through Orchestra programs, in-school workshops, NEW online programs, community presentations, and through our “Heartstrings” program at Rady Children’s Hospital and the Ronald McDonald House. The 74% of those participating qualified as attending Title 1, low-income schools.

Escondido, Ca, Us

The network of local Girls Inc. nonprofit organizations serves girls ages 5-18 at more than 1,500 sites in 350 cities across the United States and Canada. Our evidence-based programming is delivered by trained professionals who focus on the development of the whole girl, supporting, mentoring, and guiding girls in an affirming, pro-girl environment. Here, girls learn to value their whole selves, discover and develop their inherent strengths, and receive the support they need to navigate the challenges they face.Girls Inc. girls live healthy and active lifestyles and are less likely to engage in risky behavior; they are eager to learn, successful in school, and more likely to graduate from post-secondary education; and they display diligence, perseverance and resilience.

As the Director of Retirement Plan Services for Manning Wealth Management, I partner with our clients to help optimize their employer-sponsored retirement benefits. I assist with creating and maintaining an efficient due diligence process, that allows plan sponsors to act prudently, in best interest of their participants. I accomplish this by:-Understanding industry trends and the company's workforce -Providing a thorough analysis of plan fees and services-Assisting with vendor bench-marking -Conducting investment reviews -Tailoring education needs to the company’s employee demographicsWith over 20 years experience in the financial services industry, my knowledge and expertise can provide my clients with an honest, and objective solutions to better manage their retirement plans.Melissa Marin is a Registered Representative and an Investment Adviser Representative with/and offers securities and advisory services through Commonwealth Financial Network®, Member www.FINRA.org/www.SIPC.org, a Registered Investment Adviser. She is also an Investment Adviser Representative of Manning Wealth Management. Financial planning services offered through Manning Wealth Management are separate and unrelated to Commonwealth. Manning Wealth Management 401BSt Suite 2300 San Diego, CA 92101 619-237-9977x305. This communication is strictly intended for individuals residing in the states of California. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: http://www.commonwealth.com/termsofuse.html

About John Hancock Financial and Manulife Financial John Hancock Financial is a division of Manulife Financial, a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Operating as Manulife Financial in Canada and Asia, and primarily as John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were C$567billion (US$539 billion) as at June 30, 2013. Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and under '945' on the SEHK. Manulife Financial can be found on the Internet at manulife.com. The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers and administers a broad range of financial products, including life insurance, annuities, fixed products, mutual funds, 401(k) plans, long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at johnhancock.com.

Intercare has become one of the fastest growing brokerage firms in the insurance industry because we have changed the insurance conversation.• We enable clients to reduce employee benefit costs, increase productivity, mitigate executive risk and uncover hidden liabilities.• We help clients create commercial programs that protect and retirement plans that perform.• We have established a game-changing reputation for the most effective wellness programs in the industry.

Houston, Tx, Us

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San Diego, California, Us

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