I have Over 17 years of strong and blended experience in Financial Services as diversified as Banking-Retail , Digital Lending Credit Cards and Collections .Working with Collection platforms Currently with Fintech startups in the Digital Lending space for Collections to support for Rapid Lending and Collections process and enable a frictionless environment. Consistently introduced new monitoring systems and ensured ongoing review of existing fraud prevention/monitoring Collection techniques to adequately address odds faced by the business and reductions in NPA. ( vis-a-vis existing risk practices/guidelines / mechanisms ) frequently by being innovative and inducing out-of-the-box ideas # Professional Experience: @ Handling Call Centre and filed Collections Collections Dpd wise portfolio analysis and running resolution targets handling third party Collections agency Pan India Fraud Control and mitigate/resolve Financial frauds investigations • Managed a wing-to-wing collections and fraud mitigation profile – Secured Unsecured credit cards , Secured PL ,Sme and CDs lending products • Experience– through profile evaluation, customer segmentation, market information and other tools Lending and exhibited to identify lacunae and existing guidelines and sharpen by sharing practices to avoid recurrences of unwarranted fraud. and reduction in losses and NPA .I Have Specialized in Collections for Retail & Digital Lending.