Meng Zhang Email and Phone Number

Passed CFA Level1 exam in June 2016. Passed CFA level 2 exam in June 2017

-Building underwriting and collections models with a focus on statistical methods/economic modeling; -building credit risk monitoring tools; -training team members on statistical methods and perform validation of other models; -developing analytics in marketing offers and pre-screening; -developing loss allowance methods including PD, LGD and EAD models.

-Developing and monitoring credit strategies for various Advance America product lines. -Using quantitative methods to build or validate predictive models used throughout the company,regarding credit underwriting, loss prediction, product optimization, and operational process analysis. - Built model for Allowance for Loan Losses, comprised of three sub-models: probability of default (PD), loss given default (LGD), and exposure at default (EAD), adhering to Basel II Accord. The model… Show more -Developing and monitoring credit strategies for various Advance America product lines. -Using quantitative methods to build or validate predictive models used throughout the company,regarding credit underwriting, loss prediction, product optimization, and operational process analysis. - Built model for Allowance for Loan Losses, comprised of three sub-models: probability of default (PD), loss given default (LGD), and exposure at default (EAD), adhering to Basel II Accord. The model result correlates actual historical average as high as 80%. Show less

• Pull and prepare data for Sr. Analysts• Use analytical methods including computer and data analysis to build credit and risk models including credit underwriting, product optimization, and operational process analysis• Query data for developing and use data for validating the models through financial judgment and statistical tests• Use Data and Analysis to work with others in solving complex problems around profitability, marketing, risk, and operational analysis• Design… Show more • Pull and prepare data for Sr. Analysts• Use analytical methods including computer and data analysis to build credit and risk models including credit underwriting, product optimization, and operational process analysis• Query data for developing and use data for validating the models through financial judgment and statistical tests• Use Data and Analysis to work with others in solving complex problems around profitability, marketing, risk, and operational analysis• Design experiments and use various test and control strategies for collections, marketing, and operations, analyze results, and build predictive models to forecast future outcomes• Perform “What if” and “Ad-Hoc” Analysis Show less

Concentrate on operations and supply chain management, finance, data analysis, business development or project management. Graduated in May 2013.

Assist companies seeking new markets and distribution channels based on country, product, competition, and tariff/trade research.-Assisted Stoll Trailors, Inc to find new markets and efficient distribution channels in Central and South America.-Assisted Koala Bottle to identify reputable independent salespersons, wholesale distributors, and medium-sized box retailers to sell the product in domestic market.

Worked as part of a consulting team to determine the root cause of inventory discrepancies and develop a process to address future discrepancies for the company’s largest production line.-Designed a visual inventory management system that incorporated the use of bins and kanban cards to facilitate the inventory replenishment process for Navistar product components.-Right-sized inventory levels based on hourly demand to minimize risk of stockouts in the supermarket and at the point of… Show more Worked as part of a consulting team to determine the root cause of inventory discrepancies and develop a process to address future discrepancies for the company’s largest production line.-Designed a visual inventory management system that incorporated the use of bins and kanban cards to facilitate the inventory replenishment process for Navistar product components.-Right-sized inventory levels based on hourly demand to minimize risk of stockouts in the supermarket and at the point of use. Show less

Biomass Boiler Ash Handling Options Project: Conceptualized and designed short-term, medium-term and long-term sustainability solutions to manage the output of a new $75 million biomass boiler system with a team of student consultants through coordinated efforts between Sonoco and Moore Business School team.-Created various options and identify business partners to sustainably manage wood ash and generate annual cost savings of at least $400,000.-Developed comprehensive business plans… Show more Biomass Boiler Ash Handling Options Project: Conceptualized and designed short-term, medium-term and long-term sustainability solutions to manage the output of a new $75 million biomass boiler system with a team of student consultants through coordinated efforts between Sonoco and Moore Business School team.-Created various options and identify business partners to sustainably manage wood ash and generate annual cost savings of at least $400,000.-Developed comprehensive business plans incorporated information regarding cost, schedule, customer needs, logistics and risks. Show less

- Literature consolidation analysis:combine and organize literatures, coordinate with printing and advertising companies to set up Harsco online fulfillment website and update literatures and advertisements.- Creation with Wentworth of online fulfillment website:Set up digital library and online literature ordering system for salesmen in Harsco Rail globally.  -   Translation of competitive information into Mandarin