Ryan Yu Email & Phone Number

台灣 臺北市

● Manage NTD 87 billion worth of credit-loan applications and deals, adhering to organizational standards and guidelines, and maximizing profits.● Increase the amount of cash business and outstanding loan per month by 15%+.● Analyze financial statements and credit requests to determine the creditworthiness of applicants.● Stay up-to-date on financial industry trends to make implementable recommendations about procedural/policy changes.● Schedule and track closing dates, contingency dates, and rate lock expiration dates to ensure compliance and create repayment plans.● Assist various clients with loan refinancing based on more favorable terms such as a shorter repayment period or lower monthly payments. ● Conduct comprehensive due diligence on new clients to develop a detailed understanding of the clients’ businesses.

台灣 台北

● Helped my team achieve second on the annual performance ranking by acquiring 5 new clients and growing TMU profits by 20%.● Acquired at least 60 client renewals and met their loan-related needs by performing regular credit analysis, collecting information directly from customers as well as other sources and reporting in a timely manner (including borrower rating Review) to avoid credit loss.● Reduced credit application processing time by 20% through implementing new client review procedures.● Presented helpful economic and industry news analysis to the team daily which resulted in being selected as Central Bank’s corporate fund researcher. ● Took the initiative to ensure timely and accurate management performance reporting and analysis which resulted in smoother operations and superior customer service.● Delivered insightful analysis and valued inputs to assist business in making important business decisions.● Respond to customer inquiries and handle troubleshooting/complicated tasks in a timely manner.● Retain clients with top-notch personal relationship management by providing additional services such as integrated banking, investment and wealth advisory services.

台灣 臺北市 台北

● Assisted in organizing the Taiwan Excellence Award.● Selected 200 companies from nearly 1,000 registered companies to enter the next stage. These companies are all eligible for innovation, research, R&D etc.● The second phase will involve the participation of international panelists to jointly determine the winning entries for the “Taiwan Excellence Gold Award”and ”Taiwan Excellence Silver Award” - the most prestigious award for exceptional products that will represent Taiwan.

台灣 臺北市

In the role, the main responsibilities include coordinating with the government, schools, corporate firm, and the Alibaba e-commerce team to organize a year-long cross-border e-commerce competition.● Assisted in organizing over 100+ firms and student’s teams.● Communicate with government officers, schools, firms and some industrial experts.

台灣 臺北市 台北

● Assisted in daily transactions and managing assets through a “trust” structure allows for achieving multiple objectives, and some paperwork.

中國 上海市

Private Banking-Capital Market Products & Solutions team● Selected as one of the 25 interns for the Silver-Eagle intern project from the Mainland, Taiwan and Hong Kong region.● Participated in the roadshow of a listed company in Shanghai, China.● Conducted a cross-strait real estate research project covering Mainland China, Taiwan, and Hong Kong.● Participated in product presentations and briefings conducted by JP Morgan, Morgan Stanley, as well as various other hedge fund companies.

Bachelor'S Degree, Economics

Activities and Societies: ● Key Courses: econometrics, corporate economics (finance). ● Internship: Silver-Eagle intern project in China.

Education record