Meredith Spence work email
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Meredith Spence personal email
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Over the course of my 30+ year career, I have closed over $3 BILLION in residential mortgage loans and assisted more than 7,500 clients with the financing of their homes. I am passionate about helping people navigate the sometimes-challenging task of obtaining a mortgage. I offer a solutions-oriented approach and an efficient, streamlined process providing my clients with the level of attention, information, and support critical to ensuring a positive experience. I work with borrowers whose mortgage lending needs are straightforward and with those who have more complex lending challenges. My process begins with gaining a thorough understanding of each client’s unique financial situation and goals in order to then structure the solution best suited to their specific needs.I work with:• First-time homebuyers • Move-up buyers who wish to make an offer “not subject to sale”• Self-employed borrowers• Borrowers with RSU, bonus, commission, and per diem income• Divorced or divorcing clients• Retirees In addition to traditional mortgage programs (conforming, jumbo, FHA, VA), I also offer:• “Low doc” programs for high net-worth individuals• Extended rate locks for new construction• Bank statement programs that use business deposits as qualifying income• Programs that utilize asset dissipation and IRA distribution plansClient testimonials can be found here:https://www.zillow.com/lender-profile/MeredithSpence1/“As a small business owner, I was struck by her deep knowledge of not only the mortgage world, but also of the financials systems and strategies that diverse types of clients need to consider when making significant money decisions. Meredith is a consummate service-oriented professional who broke complex concepts down into pragmatic pieces.” Referrals come from Financial Advisors, Realtors, CPAs, and previous clients. I am licensed in CA, CT, FL, MA, ME, NH, NY, RI, and VT. #mortgagelady #mortgagelender #mortgagefinancing #residentialmortgage #solutionsoriented #preapproval #fullyunderwrittenapproval #conventionalloan #complexlendingchallenges #outsidetheboxlending #firsttimehomebuyer #selfemployed #assetdepletion #assetdissipation #rsu #bonuses #jumboloan #highnetworth #newconstruction #FHAmortgages #VAmortgages #purchasepriceguarantee #appraisalwaiver #purchaseguarantee
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Branch ManagerEmbrace Home LoansBoston, Ma, Us -
Branch ManagerEmbrace Home Loans Dec 2021 - PresentOne Marina Park Drive, Suite 1410, Boston Ma 02210Corporate Office:25 Enterprise CenterMiddletown, RI 02842800-333-3004NMLS ID #404506Licensed in CA, FL, MA, ME, NH, RI -
Sr Home Lending Advisor Nmls Id 404506Jpmorgan Chase & Co. Oct 2018 - Dec 2021Greater Boston Area -
Home Mortgage Consultant Nmlsr Id 404506Wells Fargo Home Mortgage Sep 2000 - Oct 2018Nmlsr Id 404506 -
Home Mortgage ConsultantLeader Mortgage Company 1991 - 2000
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Home Mortgage ConsultantPreferred Financial Corp. 1989 - 1991
Meredith Spence Skills
Meredith Spence Education Details
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Art, History, Journalism
Frequently Asked Questions about Meredith Spence
What company does Meredith Spence work for?
Meredith Spence works for Embrace Home Loans
What is Meredith Spence's role at the current company?
Meredith Spence's current role is Branch Manager.
What is Meredith Spence's email address?
Meredith Spence's email address is ms****@****ady.com
What is Meredith Spence's direct phone number?
Meredith Spence's direct phone number is +178191*****
What schools did Meredith Spence attend?
Meredith Spence attended Wesleyan University.
What skills is Meredith Spence known for?
Meredith Spence has skills like Mortgage Lending, Fha, Condos, Mortgage Banking, Loans, Loan Origination, Residential Mortgages, Refinance, Va Loans, Fha Financing, Certified Mortgage Planning.
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