Meredith Spence Email & Phone Number

Over the course of my 30+ year career, I have closed over $3 BILLION in residential mortgage loans and assisted more than 7,500 clients with the financing of their homes. I am passionate about helping people navigate the sometimes-challenging task of obtaining a mortgage. I offer a solutions-oriented approach and an efficient, streamlined process providing my clients with the level of attention, information, and support critical to ensuring a positive experience. I work with borrowers whose mortgage lending needs are straightforward and with those who have more complex lending challenges. My process begins with gaining a thorough understanding of each client’s unique financial situation and goals in order to then structure the solution best suited to their specific needs.I work with:• First-time homebuyers • Move-up buyers who wish to make an offer “not subject to sale”• Self-employed borrowers• Borrowers with RSU, bonus, commission, and per diem income• Divorced or divorcing clients• Retirees In addition to traditional mortgage programs (conforming, jumbo, FHA, VA), I also offer:• “Low doc” programs for high net-worth individuals• Extended rate locks for new construction• Bank statement programs that use business deposits as qualifying income• Programs that utilize asset dissipation and IRA distribution plansClient testimonials can be found here:https://www.zillow.com/lender-profile/MeredithSpence1/“As a small business owner, I was struck by her deep knowledge of not only the mortgage world, but also of the financials systems and strategies that diverse types of clients need to consider when making significant money decisions. Meredith is a consummate service-oriented professional who broke complex concepts down into pragmatic pieces.” Referrals come from Financial Advisors, Realtors, CPAs, and previous clients. I am licensed in CA, CT, FL, MA, ME, NH, NY, RI, and VT. #mortgagelady #mortgagelender #mortgagefinancing #residentialmortgage #solutionsoriented #preapproval #fullyunderwrittenapproval #conventionalloan #complexlendingchallenges #outsidetheboxlending #firsttimehomebuyer #selfemployed #assetdepletion #assetdissipation #rsu #bonuses #jumboloan #highnetworth #newconstruction #FHAmortgages #VAmortgages #purchasepriceguarantee #appraisalwaiver #purchaseguarantee

Listed skills include Mortgage Lending, Fha, Condos, Mortgage Banking, and 7 others.

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  Wesleyan University

  Art, History, Journalism