Megan Larson, Irc Email & Phone Number

Houston, Texas, United States

Houston, Texas

Houston

* Relationship manager for a portfolio of ~18 oil & gas accounts and backup RM on the greater energy portfolio (~85 accounts and ~$5B in credit commitments), along with ongoing credit underwriting responsibilities. Focus is on upstream and midstream clients, both secured and unsecured* Accurate, timely completion of deal process from launch to closing, including profitability modeling, business committee presentation, credit underwriting, legal documentation review and ISDA process, regardless of time constraints and complexity. Packages focus on financial analysis to assess a company’s financial position, stability and outlook* Support loan workout team as needed on distressed oil & gas transactions and reports

Houston

* Manage a large portfolio of exploration & production companies, including producing underwriting packages for credit approval of loans* Prepare profitability models and packages for, and present requests to, the internal profitability committee to obtain business approval of loans* Assist in all stages of the ISDA trading documentation process* Analyze financial statements using leverage and liquidity ratios to assess a company's financial position, and analyze a company's stability and future outlook based on cash flow projections and profitability models* Communicate with Funding and AML teams to ensure closing/funding of deals in a timely manner* Identify key credit risks based on qualitative and quantitative data, and monitor the bank's credit exposure to our clients, including covenant compliance, financial reporting and internal risk ratings* Attend client and prospect calls, and semi-annual client bank meetings* Awarded Q1 2016 Quarterly Achiever for Corporate Banking

Houston, Texas Area

* Functioned as a portfolio manager and junior relationship manager within a team of seven brought together to build an Energy portfolio and Houston office for Fifth Third Bank* Managed a growing portfolio of exploration & production, midstream and service companies for the new Energy team, including producing underwriting packages for senior credit approval* Analyzed financial statements using leverage and liquidity ratios to assess a company's financial position, and analyzed a company's stability and future outlook based on engineering cash flow projections and profitability models* Communicated with Funding and Legal teams to ensure approval of related legal documents and funding of deals in a timely manner* Served as liaison between clients and internal teams in all stages of the process, as well as handled company requests following closing* Identified key credit risks based on qualitative and quantitative data, and monitored the bank's credit exposure to clients, including covenant compliance, financial reporting and internal risk ratings* Assisted with the launch and closing of the Energy team's first syndication in December 2012

Houston, Texas Area

* Managed a portfolio of approximately 18 exploration & production companies for the reserve base lending team, including producing underwriting packages for Credit review* Analyzed financial statements using leverage and liquidity ratios to assess a company's financial position, and analyzed a company's stability and future outlook based on engineering cash flow projections and profitability models* Communicated with Credit and Legal teams to ensure approval of the credit package and related legal documents in a timely manner* Identified key credit risks based on qualitative and quantitative data, and monitored the bank's credit exposure to our clients, including covenant compliance and internal risk ratings* Assisted with the syndication launch and closing for the Houston office's most valuable relationship in January 2012, which won the Lloyds Deal of the Quarter award* Continuing education: Oil & Gas Property Evaluation Seminar by Netherland Sewell, May 2012 Internal credit training, August 2011

Masters, Business Administration

Activities and Societies: Honor Council, Energy Club, D Team, Disney Institute

Bachelor Of Journalism, Journalism

Activities and Societies: Copy editor at The Daily Texan, writer for Longhorn Living and Orange magazine (now Burnt Orange), member.