Mia K. Brooks Email & Phone Number

Surprise, Arizona, United States

I utilize my extensive lending and banking experience to help meet the financial needs of our valued clients. WaFd offers personal / business checking, savings, money market, and CD accounts but also specializes in a variety of loans, such as, new construction, lot, land, remodeling, home equity lines of credit, and low-down payment purchases with no PMI.

Contributed to the overall success of the banking center, provided effective leadership in all areas, conducting marketing activities leading to revenue growth in loans, deposits and noninterest income, successfully executed a customer centric experience, and proactively managed disciplined operational risk activities, while striving for excellence in executing each of the mentioned areas.

Surprise, Arizona

Executed proactive marketing activities for the attraction, retention and acquisition of consumer and business clients through the effective use of targeted leads, self- sourcing new business, managing referral source relationships. Ensured compliance with applicable federal, state, local laws, regulations, and Comerica's policies / procedures. Contributed to the overall success of a Retail Banking Center by meeting or exceeding sales goals, achieving prescribed customer service levels, and executing operational objectives.

Richmond, Virginia Area

Performed investigative research and forensic analysis of Pre/Post closed mortgage loans utilizing a high level of analytical skills, experience, and knowledge of credit underwriting/ servicing guidelines for all mortgage lines of businesses. Conducted time sensitive reporting to appropriate agencies and federal law authorities per corporate and regulatory guidelines activity.

Pre Funding Analyst At Suntrust Mortgage

Worked as a contractor for SunTrust Mortgage in the Fraud and Collateral Risk Management department until I obtained a permanent position. In this position, I performed audits on live mortgage loans in a timely matter to identify and address deficiencies and/or suspected fraud prior to closing. I was also responsible for monitoring the Mortgage Fraud Mailbox emails to provide assistance and/or assign referrals to Collateral or Fraud Investigations.

Glen Allen, Virginia

Obtained my Life/Health insurance license in Virginia and the District of Columbia. Developed new accounts from appointments obtained by cold calling while servicing existing accounts. Provided benefit solutions to employees and businesses through benefits counseling, enrollment services, and affordable supplemental benefits..

Developed relationships with East Coast Wholesale mortgage brokers to build a solid client base and consistently fulfilled or exceeded production goals with sales from loyal clients and aggressive marketing. I reviewed credit and collateral to provide clients with prequalification and pricing information. From 8/2004 to 8/2005, I performed as a Senior Underwriter for wholesale and correspondent accounts with a signing authority of over $500,000.

Richmond, Virginia Area

Consulted clients on credit and financing options available for refinance and purchase mortgages. I originated conforming and subprime loans from leads acquired through networking and marketing. I also serviced and provided pre-qualifications for over 10 realtors from Option One Realty.

Developed Southern Virginia accounts by utilizing business relationships with a network of brokers. Provided brokers with training on all Accredited products and guidelines during sales calls and meetings or presentations. Managed brokers performance and production through pipeline reports.

Worked on the development of a marketing strategy to promote mortgage products in undeveloped markets. Performed in field underwriting credit and collateral analysis for subprime loans. Prepared monthly, quarterly, and annual analysis of current and potential production.

Generated and established new broker accounts for Chase in Virginia. Marketed all Chase subprime programs through presentations, one on one sales calls, and cold calls. Acted as a liaison between Chase and mortgage brokers in securing information and documentation necessary to obtain approval and closing.

Performed credit/collateral underwriting analysis with $500,000 signing authority. Established relationships with wholesale and correspondent brokers through assignment of special high producing accounts.

Bethesda, Maryland

Performed post-closing duties, including shipping, and auditing closed loans. Responsible for closing and funding over 50 brokered accounts.

B.S., Marketing

Activities and Societies: Cheerleading 1988-1991

Education record

Activities and Societies: Tennis Team, Cheerleading, and the Student Government

Education record