Aaron Micah Zerr Email & Phone Number

The AML Systems Manager plays an important role in managing the day-to-day aspects of the Bank’s transaction monitoring and case management system. Plays a key role in the ongoing oversight of strategic AML system elements such as the overall governance of the AML system, functionality, issue management, technical adjustments, and coding.•The AML Systems Manager coordinates, guides, manages and directs all activities relating to the Bank’s AML System (transaction monitoring system).•Monitor and evaluate the AML System to ensure intended functionality.•Develop and revise procedures to improve efficiency and workflow including new model documentation for new AML and fraud platforms. •Part of the implementation team for a new AML and fraud platform that is being built out by our new vendor. Responsibility includes ensuring that current functionality is transposed over to new platform as well as finding new efficiencies to add into the new platform. •Perform analytics to ensure rules and thresholds are appropriate based on the Bank’s risk profile and maintain an effective change management and change control process relating to the AML system.•Assist in identifying potential breakdowns within the AML system and work with the BSA/AML Officer to resolve any issues and Establish uniform guidelines, procedures and practices for reconciliation and system testing.•Monitor and evaluate the AML System to ensure intended functionality and Develop and revise procedures to improve efficiency and workflow.

Tampa/St. Petersburg, Florida Area

The Chief Data Office is responsible for development of data guidelines, standards and controls to protect Citi's critical information assets, and governance programs that drive compliance with the Citi Data Management Policy.• The Data Quality Sr. Analyst is responsible for the implementation of new scorecards, creation of assessments in the Data Quality Platform, mapping of Critical Data Elements (CDEs) to assessments, configuration of business rules in Harmony, and generation of test scorecards.• As part of the leadership team was responsible for ongoing training of new hires in both our Manila and Budapest offices as well as create new documents to assist the team when working at different hours around the world. This saved the company money as it helped to more rapidly develop our people. • Developed new procedures when the team was re-assigned new roles to help with the creation of daily scorecards which had previously been monthly. These new daily scorecards added value to our customers as it gave them a more up to date review of errors on Critical Data Elements.• Was selected to create new scorecards for End User Computing information users to meet regulatory requirements as part of a department wide endeavor to move all EUCs over to measurable scorecards.• Perform credible challenge and approve business rules in Compass. Maintain and enhance existing scorecards.• Perform reviews of Data Profiling results, test and production versions of scorecards. Prepare and present tollgate packages for approvals.• Interact with key stakeholders such as Data Governance Officers (DGOs), business SMEs and technical teams involved in the implementation or maintenance of scorecards.• Maintain, distribute, and review scorecards on a daily and monthly basis.

Tampa/St. Petersburg, Florida Area

• Analyze transactions and transaction patterns related to Foreign Correspondent Bank client activity and build an overall assessment of the activity for the KYC Advisory team complete with observations and recommendations for the Relationship Manager.• Member of the PTR Procedures Rework team wherein several members of PTR worked with Advisory to update our procedures to meet regulatory requirements. We were tasked to revise the entire procedures manual section by section to reflect the changes handed down to our department from compliance.• Member of the Training Manual Rework team. Created a more efficient learning environment for our new hires by updating the training manual which helped save the company money by reducing training times by nearly half.• Increased the business by being creating new procedures for our embassy clients and training existing and new team members for this new product. • Complete all case reports with detailed descriptions of all activity which can include, red flag activity, unusual transaction activity, nested parties, high risk entities, negative news, and sanctions.• Using proprietary, subscription and public databases, research entities related to the transactions.• Thoroughly and succinctly document the research and analysis related to the financial activity and related entities for an audience that includes: Regulators, Internal Audit, Relationship Managers, Senior Managers, and Internal Compliance.• Communicate with internal entities, including senior managers and other Citigroup AML monitoring units to ensure findings are incorporated in all aspects of the KYC AML control program.

Tampa Fl

Analyze and investigate customers who match against Sanctions and Non-Sanctions lists.Conduct research, gathering data and recording evidence from Citi internal systems, the internet, commercial databases and inquiry with business or Compliance contacts within Citi. Based upon information gathered make dispositions to determine whether alerts should be closed or escalated up to a supervisor queue or compliance officer for further investigation. Responsible for completing Adhoc related alerts and searches as well as any alerts that were not properly formatted into the analysts’ queue and were worked outside normal operating procedures.

Managed several cash-intensive business clients and helped monitor these accounts with our fraud department to help detect money laundering and prevent losses to the bank. Fraud detection and due diligence resulted in zero losses to Wells Fargo.Created solutions for personal and business customers to help streamline their banking experience and help meet their financial goals. Maintained very high sales numbers along with an excellent customer service rating in conjunction with my responsibilities of managing many of our business customers.Extensive loan experience including two years as the primary loan officer for the Wells Fargo Raintree office. NMLSR Safe registered.

Part-time teller while in school at USF.Handled daily customer transactions which include withdrawals, loan payments, address changes, ordering new debit cards, change orders, making referrals, and answering daily customer questions. Provided quality customer service to our clients. Was personally responsible for handling up to and exceeding $100,000 in cash on a daily basis. Maintained due diligence to detect fraud and money laundering schemes on a daily basis.

Account Manager for one of the largest business deposit holders in North Central Florida for RBC Bank.Worked closely with two bookkeepers with this business to reconcile accounts and streamline business operations. Helped manage bi-weekly payroll accounts with both bookkeepers. Managed monthly transactions for this business including wires to pay vendors and transfers of payments from sales of properties. Followed strict company policy and federal regulations to avoid fraud and losses to the bank and business client. Zero losses to RBC Bank. Was responsible for several check cashing business accounts and helped monitor these accounts to help detect money laundering and fraud.