Michael Alan Lo (Acma, Cgma) Email & Phone Number

Singapore

Singapore

Singapore

• Lead 3 cycles of the E2E people cost (Pcost) planning process as a single contributor for 14 brands & 8 functions across 6 markets in the region, from budget preparation & analysis to senior management presentations.• Partnered closely with SEAO C-suite, Finance, and HR Business Partners (HRBP) to refine the storytelling of the cost evolution in view of business changes and find optimal solutions within budget and resource constraints. • Performed detailed resource analysis of the SEAO HR organisation and strategized with the HR Director to prioritize resourcing needs and build strong business cases for new headcounts.• Redesigned the planning tools to improve consistency and credibility of assumptions across all brands/markets.• Developed Summary Dashboards with Power Query to allow for easy consolidation of Pcost at regional level and to deep dive into variance analysis against Budget, Latest Estimates, Rolling Forecast, etc.• Upskilled HRBPs with cost planning know-how to better manage their finance and business stakeholders.• Expanded the team with 2 new resources to provide stronger support to the growing business needs.• Exposed to Compensation & Benefits work outside of scope, creating cost simulation models for various projects such as pension schemes, flexible benefits, cost-of-living adjustments, and compensation structure redesign.

Singapore

• Provided financial modelling support as the finance lead in the initial phases for 2 major projects aimed at improving the flexibility and competitiveness of the Base Chemicals production cracker. • Co-lead the implementation of a performance management process to drive idea generation, collaboration across teams, and escalation of decision making and support.• Revamped the margin forecasting model to better reflect the market post the coronavirus impact, providing better accuracy and transparency for articulating key variances from business plan or latest estimates (LE). • Analyzed market trends to forecast chemical product marker prices to support commercial and product optimization decisions as part of maternity cover for the market analyst.

Kraków Area, Poland

• Involved in the divestment of an operating asset (Draugen), utilizing SAP to provide and reconcile financials, and resolving unknown foreign currency balances post the divestment.• Performed additional scope, covering the role of the MI Analyst, which include business content analysis, quarterly LE preparation and detailed variance analysis.• Developed simple finance models for working capital items (over/under lift, cash calls, etc.) to further analyse movements based on assets and improve forecasting of latest estimates.• Operated Financial Controls (Impairment Trigger, Value Erosion Reviews, etc.) with 100% control effectiveness.• Engaged external stakeholders (Auditors, Tax Authorities, etc.) to address queries and challenge audit findings.• Global transfer from Shell Singapore as part of the Finance Operations initiative

Singapore

• Lead the E2E implementation of corporate access to government e-services, from the development of the governance structure to the set-up of the system. • Engaged all businesses to set-up a standardized corporate approval (MoA) structure for Customs activities with recalibrations based on business requirements, improving transparency and efficiency in approvals.• Advised Finance Managers on complex Corporate MoA scenarios through advocacy and inquiry, identifying the core issue at hand, and recommending solutions based on Corporate MoA principles.• Collaborated with Trade Finance, Credit, and Tax to manage counterparty risk for traders, providing advice for deviations from standard deal terms based on assessment of value and risk.• Challenged the insurers on policy and premium changes, and sought opportunities to negotiate for lower premiums. Reduced vehicle insurance by an additional 5% based on clean track record.• Developed simple visuals to explain the business model of Channel Optimization and Product Optimization (CO/PO) in each SEA country and highlight where value is generated.

Singapore

• Involved in the successful implementation of the Human Resources Information Systems• Developed Training Decks as part of Change Management to End-users • Consolidated, analysed, and reported User Acceptance Testing (UAT) results to key stakeholders

Teaching Assistant for LGST201 Company Law and FNCE102 Financial Instruments, Institutions and Markets

Singapore

Liquidation and Restructuring Team• Involved in various stages of the Liquidation Process of both solvent and insolvent companies• Supported the Forensics team on company background research and email reviews for potential fraudulent activities.

Platoon Commander at Basic Military Training School 3

Bachelor Of Accountancy (Bacc), Accounting And Finance, Cgpa: 3.97/4.00

Activities and Societies: SMU Powerlifting Club Placed on the Dean's List for AY2012-13, AY2013-14, AY2015-16

Bachelor’S Degree, Finance, Semester Gpa: 3.93

Undergraduate Exchange Student for Spring 2015 Coursework: International Corporate Finance International Financial Markets Management.

'A' Levels, 4 Distinctions

Activities and Societies: Chinese Orchestra

Gce 'O' Levels, 6 Distinctions

Activities and Societies: Chinese Orchestra Secretary, Chinese Orchestra Awarded Gold in 2005 and 2007 at the Singapore Youth Festival.