Michael Arvizu Email & Phone Number

Chadds Ford, Pa, Us

As the overseer of backend operations at Flagship Credit Acceptance's Tempe location, my role encompasses various critical functions, such as managing late-stage collections, recovery potential charge-offs, and other delinquency areas. I am entrusted with portfolio management and the formulation of dynamic business strategies to navigate an ever-changing market environment. Additionally, a significant aspect of my responsibilities involves fostering the growth and development of our staff to drive the overall success of the company.

San Francisco, California, Us

Develop and implement end to end financial model to include contract, financial performance, risk, and relationship management functions increasing vendor performance and reducing overall vendor risk. Responsible for performance, development, and oversight of portfolio strategy establishing and maintaining an overall profit and loss management.

Newport Beach, California, Us

Provided superior customer service to drive initial sales and retain repeat business for a subprime lender. Developed pitches, campaigns, marketing coordination to the strategy of the company.Negotiated dealer contracts including financial analysis of deal structured contracts for approval

Orange, California, Us

Responsible for full cycle recruiting of Business Development Managers, Collections Staff, and Funding Representatives to increase branch performance. Developed and implemented strategic marketing plans for direct reports to increases business in a highly competitive market. Negotiated dealer contracts including financial analysis of deal structured contracts for approval

Supervised multiple projects on a large-scale for an agency model to be implemented for Green Tree Servicing to attract more business opportunities. Implemented a new collection system to facilitate new vendors and provide better service. Support and Launch multiple policy and procedures to create best practices for a collection agency platform for potential clients.

Was a key contributor to the sale and unwind of Fireside Bank to Consumer Portfolio Service for 225 million. Manage day to day operations of a Centralized Recovery Department which included collections, skip tracing, and repossession of collateral. Provide proactive leadership to achieve maximum performance and maintain a positive environment in an unwinding business model.

Los Angeles, Ca, Us

Gathered and analyze data, such as statues, decisions, and legal articles, codes, and documents. Worked with legal counsel regarding dealership non-compliance of company policies and fraud. Set policies and procedures to ensure case efficiency with our nationwide attorney network. Evaluated all potential legal cases to review suit worthiness based on assets etc.

Orange, Ca, Us

Help start legal collections for a startup at the time. Reviewed all accounts for legal requirements and suit worthiness for our attorney network. Created policy and procedures for a new and growing compnay.