⭐ Michael B. Miller, Cfo ~ Mba Email & Phone Number

Cartersville, Georgia, Us

Exceptional Servant Leadership SkillsDirects the preparation of all financial statements, including income statements, balance sheets, tax returns, R&D Tax Credits, and all shareholder reports.Analyzes operations to identify areas in need of reorganization, downsizing, or eliminationLeads all cash management and business cash flow initiatives.Builds financial models for every department, identifies operational KPI’s to accurately calculate departmental capacities, efficiencies, and identifies areas in need of reorganization, downsizing, or elimination. Solves complex inventory management problems with bullet proof mathematics Works with the CEO and other executives to coordinate strategy, planning and establish priorities for the future state of the companyOversees investment of funds and works with investment bankers to raise additional capital required to fund exponential growth and expansionStudies long-range economic trends and projects their impact on future growth in sales and market shareIdentifies opportunities for expansion into new product areasDirectly responsible for all Human Resources functions within the companyLeads all vendor relationships, payments and contractsResponsible for financial planning, insurance and strategyCompares sales and profit projections to actual figures and budgeted expenses to actual expenses; makes or oversees any necessary adjustments to future projections and budgetsWorks with other department heads to monitor each department and make recommendationsExceptional Cash Conversion Cycle Strategy Development and Forecast SimulationsVery Hands On Operational KPI Development, Testing, Modeling, and Rollout ImplementationManaging profitabilityStrategic planning and visionQuality managementPromotion of process improvementForecastingCorporate financeBudget development

We specialize in small to mid-sized companies ($500K - $85 million)We offer Business Consulting Services & Fractional CFO Services.Transformational Business Consulting ServicesHere's just some of the areas we can help small businesses "TRANSFORM"Diagnose Problematic "Symptoms" such as declining sales/cash flow issuesOffer Strategy, Operations, Financial Analysis, Advice, Expertise, & LeadershipOptimizing Business Cash Conversion Cycle (A/R, A/P, INV -- Days on Hand)Defining Business Strategy "Current State" vs "Future State/Vision"Analyzing Financials and finding "Profit Leaks"Improving Operational Efficiencies - Process OptimizationIndustry ResearchFractional CFO Services:Defining and Implementing Financial StrategyBudget and Expense Management/OversightMonth End Accounting ServicesSales Forecast Modeling/ProjectingCash Flow AnalysisCost Pricing Analysis & StrategyInventory Management ExpertiseAdvanced Financial Statement AnalysisWorking with CPAFinancial Reporting and ControlsTaking on responsibility for leadership areas your company needs help withExperienced Senior Executive who works for you a fraction of full-time. We are a part-time member of your leadership team, working the amount of time that fits your needs and budget.Visit our website for more information:https://tbusinessconsulting.com

Chief Financial OfficerSenior executive responsible for managing the global financial actions of Fire Service Plus, Inc. Responsible for tracking cash flow, financial planning, as well as analyzing the company's financial strengths and weaknesses and proposing corrective actions. Strategic Partner to CEO. Provide leadership, direction and management to the finance, operations, sales, and accounting teams. Provide strategic recommendations to the President and members of the executive management team. Manage the processes for financial forecasting and budgets, and overseeing the preparation of all financial reporting. Design, implement, and advise on all long-term business and financial planning.Featured Skills:Lean ManufacturingCash Flow OptimizationProject ManagementMonthly Accounting Cash Preservation Strategies13 Week and Rolling 12 Month Sales Forecast ModelingFinancial Modeling - 3 Statement Model, DCF Modeling, Forecast ModelingCost PricingPricingDealer Contract NegotiationsAccounts Receivables and Accounts Payable ManagementBudgeting and Cost AnalysisSenior LeadershipStrategy DevelopmentCorporate FinanceFP&AOperations ManagementInternational Sales Servant LeadershipFinancial AccountingQuickbooksCRM HubSpot Technology Integration

Peachtree City, Georgia, Us

Chief Financial OfficerTapped as the Company’s first CFO to spearhead transformation efforts, serving as business/financial advisor to the Principal and leading 35 direct reports. Captured for the first time in the Company’s 31-year history enterprise-wide metrics, building a strong cash culture, realizing multi-million dollar savings, and creating a global, future-proof organization. Directed a cash transformation initiative and post-pandemic cash preservation survival plan, saving up to 25% and securing SBA PPP funds to significantly improve liquidity. Piloted a company-wide, metric-based financial analysis, led inventory audits (three multi-state facilities), and built a supply chain optimization strategy to free frozen cash.Oversaw savings-subsidized funding for the global launch of two cutting-edge products. Executed product contracts with 7,000 fire departments and dealers across 42 countries. Negotiated a new international letter of credit with Saudi Arabia for a large product sale and potential double-digit future sales. Built a monthly C-suite KPI dashboard, reengineered financial reporting, implemented cost segregation study reducing income tax and R&D tax initiative lowering payroll taxes, and automated inventory management. Integral in a business reorganization creating multiple companies aligned with a new vision and rebranding, navigating complex financials and instituting asset protection strategies for separate entities.Featured Skills:Process Improvement StrategiesProject ManagementSupply Chain StrategiesCash Flow OptimizationCash Preservation Strategies13 Week Sales Forecasting12 Month Sales ForecastingFinancial ModelingMonthly Accounting DutiesA/R & A/P MgmtFinancial AnalysisCost PricingBudgeting and Cost AnalysisSenior LeadershipStrategy DevelopmentFinanceFinancial Planning & Analysis (FP&A)Contract NegotiationsPricingOperations ManagementLean ManufacturingInternational Sales Servant LeadershipQuickbooksCRM HubSpot

Athens, Ga, Us

Business ConsultantBrought on board the UGA outreach extension designated as one of Georgia’s top providers of small business assistance. Provided consulting/education services (strategic business planning, cash flow/credit analysis, risk identification, internal/external controls, etc.) to multi-sector business principals. Performed industry/business due diligence and provided recommendations/education on rehabilitating financial statements, improving credit worthiness, growing revenues, etc. Developed and delivered revenue-generating monthly training seminars.Featured Skills:ConsultingBusiness Presentations To Large GroupsAdvanced Financial Statement AnalysisExtensive Financial Projections Writing and AnalysisStrategic Finance Project ManagementOperations ManagementFP&ABudgetingCost AnalysisTrainingMentoringMicrosoft Office SuiteMicrosoft Power BI

Raleigh, North Carolina, Us

Commercial Lender/Vice PresidentRecruited to direct commercial lending efforts, overseeing portfolio management, client relationships, new business development, sales, underwriting, and credit issuance. Led the acquisition, management, and growth of large, complex business accounts with up to $85M in sales. Grew the loan portfolio to $43M (including $15M in M&A financing) and total deposit balances to $42M. Achieved an average 98% loan approval ratio. Attained National Commercial Banking Sales Excellence awards. Provided leadership of a global producer of fire-fighting foam products (Fire Service Plus, Inc.) with financial solutions to manage cash flow and triple manufacturing capabilities supporting growth. Steered a leading regional distributor through a $15M acquisition opportunity to achieve a 60% savings.Featured Skills:Mergers & Acquisition Analysis/Due DiligenceAdvanced Financial Statement AnalysisProject ManagementEffective NegotiationsERP & SAP IntegrationCash Flow AnalysisDiscounted Cash Flow ModelingOperations ManagementNew Business DevelopmentSales LeadershipCredit Risk AnalysisExtensive Contract NegotiationRelationship Management Debt Maturity AnalysisCovenant MonitoringPortfolio ManagementCross Functional SalesCRM MotivatorMicrosoft Office Suite

San Francisco, California, Us

Senior Relationship Manager/Vice PresidentSelected to lead sales across mid-sized business customers with annual sales of $5M+ to $25M. Received the National Commercial Sales Excellence award, Top 15% National Sales Ranking (five), and Two Comma Club Equipment Finance ($1M+) awards (four). Closed $50M+ in total new contracts, increasing loan portfolio from $3M to $60M and deposit balances from $38M to $103M. Reduced client operating expenses 25% . Performed financial due diligence for 1K+ companies and led 50+ clients through acquisition due diligence and multi-million dollar M&A financing.Featured Skills & Endorsements:Advanced Financial Statement AnalysisMergers & Acquisition Analysis/Due DiligenceERP & SAP Implementation and IntroductionPortfolio ManagementSignification Contract NegotiationsStress Testing and Scenario Sensitivity AnalysisRelationship ManagementFinancial Due DiligenceFinancial Planning & Analysis - FP&AOperations ManagementNew Client Acquisition StrategyBusiness DevelopmentExtensive Contract NegotiationCross Functional Sales with 80+ Partners Across Diverse Business LinesWells Fargo Proprietary CRM Tools Citrix EnvironmentMicrosoft Office SuiteExpert Microsoft Excel

Akron, Oh, Us

FirstMerit Bank (Now Huntington National Bank)Business Banker III/Vice PresidentCultivated profitable relationships with businesses ($2M to $15M in annual revenues and credit exposure requests up to $5M). Consulted with principals to identify financial needs, recommend solutions, create sales strategies, and negotiate pricing/fees. Garnered 2010 Business Banker of the Year award (among 300 peers spanning 400 branches), advancing to VP. As a recognized market leader, built a 50+-member team of business centers of influence to drive brand-building, grow a sustainable professional network, and expand the loan/deposit portfolios by $30M+.Featured Skills:FinanceNegotiationsClient Relationship ManagementBusiness DevelopmentRelationship SellingCRM SalesProSales LeadershipCitrix Environment

Columbus, Ohio, Us

Sky Bank (Now Huntington National Bank)Strong leadership, exceptional inter-personal skills and the ability to enact change, handle disagreements and manage to expectationsSpearheaded charge for western Cleveland market growth and profitability with extensive focus on business development activitiesSuccessfully trained and mentored; acute listening skillsIn-depth knowledge of banking standards, laws and proceduresMastered profiling to ensure cross-sell of deposits, credit, convenience and personal productsCoaching; performance management; and career development of staffSelf-motivated and proficient time management skills

Pittsburgh, Pennsylvania, Us

National City Corporation (Now PNC Bank)Top performer in deposit outstandings growth from $38MM to $53MM.Awarded top honor as 2002 "Celebration of Champions" recipient. Criteria for award include highest percentage over goal:Adding New BusinessDeposit Outstandings GrowthDelivering Extraordinary Customer SatisfactionRecognized as a sales leader by strengthening business relationships between 200+ owner-managed clients and community representatives.Brilliant business acumen.Transformed an underperforming branch into a top tier revenue producing center.Known for building and motivating cross-functional teams that exceeded corporate expectations.Trained team in Delivering Extraordinary Customer Satisfaction by achieving a benchmark of at least 92% rating for three consecutive quarters.

Minneapolis, Mn, Us

Firstar Bank (Now U.S. Bank)Keenly listened to client concerns, presented a clear succinct picture and provided clients with a tailored solution to their needs.Implemented a complete full-service banking institution to customers.Effectively drove sales by utilizing proactive sales techniques: profiling, leading business/customer call nights, client visits, aisle time, goal setting and focus coaching.Uncommon initiative, flexibility, motivational, and job scheduling skills.Ensured all regulatory and audit policies and procedures were maintained to corporate specifications.

Master Of Business Administration (Mba), Business Administration; Organizational Behavior And International Management

Bachelors, Business Administration; Management And Marketing