Michael Bickers is Managing Director of BCR Publishing Ltd, a specialist publishing company dedicated to the provision of market information on areas of receivables finance including factoring and supply chain finance, through books, the Internet (trfnews.com) and global receivables finance conferences and seminars. He is author of twelve editions of Factoring in the UK, a market report and guide to the UK factoring industry, (1993 – 2008, 2nd and 3rd editions, published by HMSO, other editions BCR); Editor of twenty-five editions of the World Factoring Yearbook (published annually by BCR since 1996 in association with FCI); Publisher of the European Trade Finance Yearbook 2012 (BCR in association with EBRD); Editor and joint author of A Review of Global Trade Finance and the Effects of the Current Financial Crises on Emerging Markets - a report commissioned by the World Bank, December 2008; Publisher of the World Supply Chain Finance Yearbook 2010 - 2021; Chapter contributor of Factors and Actors (Peter Lang, 2018); Editor of Equipment Leasing in the UK (HMSO, 1995,1996); Editor of Venture Capital in the UK (HMSO, 1996); Series Editor, International Business Intelligence Reports (published by the Stationery Office Ltd), 1997. Michael’s views, opinions and findings have been printed in leading newspapers and journals including The Financial Times, The Sunday Times, The Times, The Daily Mail, Daily Telegraph, Director Magazine, Accountancy Age, Business Age, Chartered Banker, Investors Chronicle and Export Today.