Customer Relationship Officer
Roles Evaluated clients ‘creditworthiness Ensured adherence to lending procedure and regulations Approve or reject loan requests based on clients’ creditworthiness Reviewed and analyzed delinquent portfolio to identify key causal factors and lessons, make recommendations to senior management for approval and track them to ensure adequate and timely closure Monitored violations of credit policies, provided analysis, conclusion and recommendations, presented findings to senior management and suggested actions/penalties to be taken when appropriate Reviewed and updated company’s credit procedures and policiesAchievements Realized improved effective repayment by the clients-from 65%-85% within the first 3 months of employment Fostered rescheduling of clients resulting to reduction in Portfolio at risk values