Michael Cenzer Email & Phone Number

Hamilton City, Bermuda

Lead the development and roll out of enhanced analytics beyond the NatCat Space, globally.

Hamilton City, Bermuda

Strategically developing and implementing global projects, such as revamping cyber frameworkCreate new process for blending AActuarial Analysis and to Cat ModelsDrive design and implementation of new internal capital approach that fits portfolio shift into non-cat lines of businessImprove cross office collaboration and implement rotations between departmentsMentor and coach team (92% retention ratio in difficult times)Lead Team to deliver 25% more pricings at 1/1/23 renewals, exceeding all targetsImprove Casualty tools and databases, help shift company mindset toward long tail exposures

Munich, Bavaria, Germany

Strategically developing and implementing innovative metrics to make board visions into measurable KPIs Demonstrated the inefficiency in the current structure, and created a new Strategic Design of the external reinsurance portfolio Optimised Capital across legal entities, including Bermuda, Lichenstein, Brazil, US and GermanyCreated an entirely new combined NatCat and ManMade aggregate structure that optimized the new KPIs Provided Key support throughout the placement process of the new deal and entire program pricing the new aggregate NatCat and ManMade structure to optimize net UW results within global risk appetite

Munich Area, Germany

Provided expert analytical advice on over 250m€ of reinsurance budgetCommunicated the analytical rationale for Loss Ratio and Reinsurance allocation for the Allianz Group Planning Dialogue highlighting potential risks and opportunities Reviewed new business cases and ad-hoc trouble spots from Brazil to New Zealand

Novato, California

Responsible for a team of five analysts, covering reserves for all our ongoing business. All lines from lawyers professional liability through personal lines workers comp. Support Chief Actuary, Chief Claims Officer, CFO and CEO in quarterly selection and executive communication. Engage claims and underwriting in detailed analysis and discussions of business strategy and potential impacts on loss ratios.Overhauled entire process with new models for Construction Defect, General Liability, Professional Lines, and Worker’s Comp, ALE, Excess and Cat reserving and Crop insurance ($3B of IBNR)Achieved FFIC Reserve Committee approval for all new model implementations and over $500M increasesSolely responsible for implementing the new Reserve Uncertainty requirements to professionally support Solvency II compliance, including lines such as Environmental, Asbestos and Construction Defects Expertly led discussions on reserving topics with product, claims and finance, tailored approach to each audienceSignificantly improved metric standards within the organisation by creating new metrics and revising existing ones Led the innovative redesign of internal product definition

Core Reserving Director. Responsible for estimates of standard reserving lines, such as Auto, Home, General Liability. Managing team of five to create estimates, from pulling and reviewing data to selecting actuarial methods. Methods include simulation models (DFAs) as well as traditional approaches. Support communication with CFO/CEO, parent company around changes in estimates. Also responsible for closing the books each month and quarter.

Novato, Ca

Core Reserving Manager. Responsible for estimates of standard reserving lines, such as Auto, Home, General Liability. Managing team of three to create estimates, from pulling and reviewing data to selecting actuarial methods. Methods include simulation models (DFAs) as well as traditional approaches. Also responsible for closing the books each month and quarter.

Novato, California, United States

Corporate reserving team, implementing traditional reserves as well as a full stochastic reserving model for Solvency II.Cat ModelingRan and adjusted RMS Cat motels for HU, EQ and Convective Storms. Commercial PricingBuilt a GLM model for Small Business Pricing in EmblemSuccessfully completed Commercial Rate Filings in WA, NY and FL

Ma, Math

B.A., Mathematics