Michael Chang Email and Phone Number

- Delivered the customer financial reporting and analytics for the institutional bank.- Portfolio segmentation and performance measurement including target setting for sales force and build out of tracking tool.- Financial modelling of returns and capital optimisation.- Divisional strategic intiatives, projection of multi year plan and pathway on achieving financial targets.- Collaboration with front line sales force relating to pricing and customer analytics.

- SME on institutional Asset Finance, Trade Finance and Structured Finance loan products.- Performance management including forecasting and target setting.- Change and project management.- Financial modelling of revenue and balance sheet.- Development of risk mitigation controls.- Continous improvement intiatives.- Managing and mentoring of staff.Key Achievements:- Divisional award presented for greatly assisting the business during a adverse period by… Show more - SME on institutional Asset Finance, Trade Finance and Structured Finance loan products.- Performance management including forecasting and target setting.- Change and project management.- Financial modelling of revenue and balance sheet.- Development of risk mitigation controls.- Continous improvement intiatives.- Managing and mentoring of staff.Key Achievements:- Divisional award presented for greatly assisting the business during a adverse period by providing key financial inputs.- Finance SME on successful transistioning of LIBOR to ARR. Show less

- SME on institutional bi-lateral and syndicated loan portfolio.- Performance management including quarterly rolling forecast and annual target setting.- Customer profitability reporting and analysis.- Continous improvement initiatives (E.g. development of customised reporting tools utilising advanced excel, SQL and VBA).Key Achievements:- Implementation of TM1 into reporting, greatly reducing manual effort.- Deep dive into portfolio margins and development of… Show more - SME on institutional bi-lateral and syndicated loan portfolio.- Performance management including quarterly rolling forecast and annual target setting.- Customer profitability reporting and analysis.- Continous improvement initiatives (E.g. development of customised reporting tools utilising advanced excel, SQL and VBA).Key Achievements:- Implementation of TM1 into reporting, greatly reducing manual effort.- Deep dive into portfolio margins and development of analytical tool resulting in ability to perform detailed analysis more efficiently.- Implementation of revised group wide transfer pricing framework into current reporting models together with increased flexibility in analysis capabilities. Show less

- Review of half yearly annual/ASX reports and senior management/board packs.- Project management on group wide initiatives.- Chairing monthly group results meeting with a number of Head of Finance detailing performance drivers, issues and improvement opportunities.- Managing and mentoring junior staff members.Key Achievements:- Implementation of new fair value accounting standards disclosure including liaising with senior stakeholders for review and sign-off, accounting… Show more - Review of half yearly annual/ASX reports and senior management/board packs.- Project management on group wide initiatives.- Chairing monthly group results meeting with a number of Head of Finance detailing performance drivers, issues and improvement opportunities.- Managing and mentoring junior staff members.Key Achievements:- Implementation of new fair value accounting standards disclosure including liaising with senior stakeholders for review and sign-off, accounting policy and conducting industry best practice analysis.- Simplified reporting for senior management. Utilised in board audit committee discussions resulting in strong positive feedback.- Significant improvement of intern to graduate conversion rate from 0% to 75%. Show less

- Review current methodologies on risk weighted asset calculations and analysing potential savings.- Development of new performance reporting pack for senior management based on capital metrics.

- Preparation of half yearly annual/ASX reports and detailed commentary for senior management review.- Assisting in the planning of company wide key deliverables to ensure strict external reporting deadlines are adhered to.- Managing and mentoring junior staff members.Key Achievements:- Developed analytical tool for tracking of key financial statement line items.- Implemented detailed notes on financial statements to assist senior management review.- Development and… Show more - Preparation of half yearly annual/ASX reports and detailed commentary for senior management review.- Assisting in the planning of company wide key deliverables to ensure strict external reporting deadlines are adhered to.- Managing and mentoring junior staff members.Key Achievements:- Developed analytical tool for tracking of key financial statement line items.- Implemented detailed notes on financial statements to assist senior management review.- Development and implementation of new APRA reporting requirements. Nomination for CFO award by senior stakeholder. Show less

- Key statistical returns for APRA, RBA, ABS including detailed analysis.- Chairing of review/sign-off meetings with senior stakeholders (Head of Finance).- SME on APRA reporting uplift project.- Continuous improvement initiatives.- Mentoring and training of graduates.Key Achievements:- Developed automated checking tool resulted in saving of over 400 hours of manual work. Recognised achievement by winning CFO award.- Successful implementation of APRA reporting… Show more - Key statistical returns for APRA, RBA, ABS including detailed analysis.- Chairing of review/sign-off meetings with senior stakeholders (Head of Finance).- SME on APRA reporting uplift project.- Continuous improvement initiatives.- Mentoring and training of graduates.Key Achievements:- Developed automated checking tool resulted in saving of over 400 hours of manual work. Recognised achievement by winning CFO award.- Successful implementation of APRA reporting uplift project. Show less

Based in the business services division, responsibilities included:- Preparation of income tax returns and financial statements for all entity types.- Preparation of business activity statements and other tax compliance matters.- Providing strategic tax and structuring advice.- Mentoring junior staff members.