I specialize in complete retirement and estate planning. I review my client's legal, tax, health care and financial needs. I develop plans so these 4 segments complement one another and provide the best solutions for their estate. I have extensive experience with IRA/401k rollovers,efficient tax planning, asset protection,minimizing long term care costs and effective estate planning. I help my clients maximize their retirement income. I am a volunteer for U.S. Senior Veterans and College Bound Planning. I help my clients maximize their Social Security income, select the right college for their children and grand children and significantly reduce their college expenses. I understand the approval process for the Veterans Aid & Attendance benefit and the Federal and state Medicaid Nursing Home benefit. My first consultation is a free,no obligation,confidential family review.During the recent economic downturn NONE of my clients lost any money in their investments with me!