Michael Congdon is a Loan Officer at Rural 1st®.
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Loan OfficerRural 1St®Chattanooga, Tn, Us
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Sales SpecialistLowe'S Companies, Inc. Jun 2023 - Oct 2024Chattanooga, Tennessee, United StatesDeveloped customer relationships for sales of home improvement products. Analyzed customer projects to recommend appropriate product for specific need. Built relationships with both consumer and PRO customers. -
Licensed Mortgage Loan Officer (Tn, Ga, Al)Fairway Independent Mortgage Corporation 2019 - 2023Chattanooga, Tennessee, United StatesOriginated consumer mortgages for purchase and refinance transactions. Built relationships with community centers of influence to obtain clients. Educated clients on mortgage guidelines and procedures to set expectations. Managed transaction timeline for on time loan closings. Communicated with clients to ensure proper documentation and avoid delays in processing and underwriting. -
Licensed Mortgage Loan Originator (Tn)Highlands Residential Mortgage, Ltd. 2018 - 2019Chattanooga, Tennessee, United StatesOriginated consumer mortgages for purchase and refinance transactions. Built relationships with community centers of influence to obtain clients. Educated clients on mortgage guidelines and procedures to set expectations. Managed transaction timeline for on time loan closings. Communicated with clients to ensure proper documentation and avoid delays in processing and underwriting. -
Licensed Mortgage Loan Assistant (Tn)Element Funding 2016 - 2018Chattanooga, Tennessee, United StatesAssisted loan officer with the origination of consumer mortgages. Made calls to prospects and set appointments. Communicated with clients for needed documents. Collaborated with team members to maintain transaction timeline. Maintained prospect database. Created and maintained office website and marketing materials. -
President And Owner!Mpact Multimedia, Llc 2011 - 2016Chattanooga, Tennessee, United StatesDeveloped marketing materials for local companies and nonprofits. Created websites, billboards, print materials, logos and apparel designs. Developed video presentations and social media content. Collaborated with clients to ensure satisfaction with designs.
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Store ManagerZale Jewelers 2003 - 2008Chattanooga, Tennessee, United StatesManaged sales and inventory control. Built a sales team to achieve company sales goals. Developed repeat clients by creating superior client experience. Held special client events for custom jewelry pieces. -
Branch ManagerUnion Planters Bank 2001 - 2003Chattanooga, Tennessee, United StatesManaged sales and operational controls. Developed a branch team to achieve bank growth objectives in deposits and loan portfolio. Oversaw audits of cash and negotiable instruments. Developed client relationships by taking a personal interest in the clients financial success. -
Branch ManagerAmsouth Bank 1996 - 2001Chattanooga, Tennessee, United StatesManaged sales and operational controls. Developed a branch team to achieve bank growth objectives in deposits and loan portfolio. Oversaw audits of cash and negotiable instruments. Developed client relationships by taking a personal interest in the clients financial success. Achieved top ranking in the bank's fixed annuity sales program. Grew branch loan portfolio in excess of $20 million.
Michael Congdon Education Details
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Finance, General -
Southeastern School Of Consumer CreditConsumer Lending -
Southeastern School Of BankingBank Management
Frequently Asked Questions about Michael Congdon
What company does Michael Congdon work for?
Michael Congdon works for Rural 1st®
What is Michael Congdon's role at the current company?
Michael Congdon's current role is Loan Officer.
What schools did Michael Congdon attend?
Michael Congdon attended The University Of Tennessee At Chattanooga, Southeastern School Of Consumer Credit, Southeastern School Of Banking.
Who are Michael Congdon's colleagues?
Michael Congdon's colleagues are Jack Swanson, Laura Fisher, Austin G., Linsey Watson, Roger Hauke, Jade Lollis, Jessica Harmeyer.
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