With a focus on retirement education, extensive benefit knowledge and a comprehensive planning process, NettWorth Financial Group advisors across the country are uniquely positioned to guide union members to a happy and fulfilling retirement. To learn more, register for an upcoming event and/or request a Retirement Transition Guide.Please visit www.nettworth.net/ny

As an independent insurance agent, I am licensed by the State to represent and work for the consumer in the insurance purchasing and service process. Unlike an insurance agent who represents an insurance company and that insurance company's interest, I am independent of the insurance company and represent the needs and interest of you, the client. This independence allows me the freedom and opportunity to deal with multiple insurance companies rather than just one.

FSC Securities Corporation is one of the largest independent financial services firms in the country. Since we do not have any proprietary products, research or investment banking relationships, I can truly provide my clients with objective advice without a corporate agenda.Clearing services through Pershing, LLCWith FSC, your accounts are held by Pershing, LLC (unless funds are held by a third party provider). Pershing has been a leading global provider of financial business solutions for 70 years, and was named the #1 clearing house in the industry in 2008, by Investment News. In addition to SIPC protection, accounts held at Pershing have coverage in excess of SIPC limits through Lloyd's of London. Pershing's parent company, the Bank of New York Mellon has $22.1 trillion in assets under custody or administration and $966 billion under management. (as reported 1/2010)