Michael Deridder Email & Phone Number

As a mortgage account executive I am responsible for estimating credit worthiness, calculating risk and approving mortgage loans after a thorough examination of applications, credit reports and other supporting documentation. Other duties include managing mortgage accounts for a company's existing customers as well as following up on qualified leads and creating relationships with new customers. In addition to face-to-face time with customers and other brokers within a defined sales territory, the position also requires a good deal of time on the phone making sales and follow-up calls.

Southfield Mi

As a mortgage branch manager I had many duties. Sales, administration, staff supervision and overall loan-operations management are among the responsibilities. The manager is in charge of all activities at the branch and serves as its liaison to other divisions of the bank. To qualify for this position, you must meet requirements regarding education, experience and skills.

Detroit Mi

As a mortgage loan originator I assisted consumers who where seeking a mortgage loans. I worked on the residential side. I assisted consumers who are purchasing or refinancing a home, or obtaining a second mortgage or home equity line of credit. ResponsibilitiesAs an originator I assisted the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork, including pay stubs, tax returns and bank statements, to begin the loan process. A credit report is obtained and analyzed by the originator. During the mortgage loan process, I would also communicate with the appraiser, title officer, escrow officer, loan processor and underwriter.