Michael Epstein Email & Phone Number

Centennial, Colorado, United States

Denver, Colorado

Performance driven individual seeking a challenging position within the mortgage industry where I can utilize my over 20 years of professional experience

Cherry Creek, Colorado

Qualified and licensed Loan Officer with over 20 years of experience in mortgage lending. Consistent top performing loan officer with a reputation for meeting and exceeding revenue, and sales quotas and managing an extensive pipeline, generating in excess of $40,000,000 total loan volume for 2020.Extensive knowledge mortgage loan operations, underwriting.

Denver, Colorado

As part of a team, closed in excess of $40,000,000 total loan volumeEntrusted to support multiple high producing loan officer’s clients with the applications, and documentation needed to close loans in a timely manner.Conducted comprehensive analysis of client financial client data to determine level of risk, lock loans, and disclose loans within RESPA.

Greater Denver Area

Effectively communicated with all parties involved with the transaction and managed the pipeline from application through closing and meet all purchase contractual deadlines.Created processes and procedures that ensured a smooth transaction while educating and setting proper expectations with clients regarding the process.Provided constant and consistent.

Downtown Denver

Ensured the quality of loans originated by the loan officer from application through post-closing in a paperless environment while providing communication to company management, loan officers, clients, realtors, and title companies in a timely manner ensuring timely closings. Evaluated personal and business tax returns, calculating some of the most.

Centennial Colorado

• Pre-Qualified all mortgage loan application for Nest Home Lending, Centennial, Colorado branch for all Oakwood and Berkeley Homes new home construction purchases and recommended best loan program.
• Evaluated client’s financial status and recommend to builder whether or not to start construction while communicating with the borrowers, realtors, home builders, title company’s mortgage loan officers, and mortgage.
• Passed NMLS Mortgage Licensing Test and required pre-licensing requirements for Nest Home Lending within 30 days of employment.

Greater Denver Area

Carried a pipeline of 75- 100 approved loans. Processed new build home mortgages under various loans programs in accordance with industry guidelines and company policies and procedures. Responsible for obtaining and reviewing all documents thoroughly, calculated income, submitted files to underwriting to insure proper approval as well as obtain follow up.

Denver, Boston, Deerfield Beach Florida, Jericho New York

Communicated with upper level corporate management on a daily basis and worked closely with them in order to improve production and quality of loans. Served as a bridge between loan officers, clients, underwriters, and 3rd party’s ensuring communication throughout the loan process while generating and cultivated my own clients. Reported directly to.