Senior Vice President
Jul 2018 - Aug 2019
AeroLeads people directory · profile
Michael Gandy Email & Phone Number
Banking Executive / Commercial Lender
1 work email found
@ufcu.org
2 phones found area 210
LinkedIn matched
✓ Verified July 2026
4 data sources
Profile completeness 86%
Role
Banking Executive / Commercial Lender
Location
Austin, Texas Metropolitan Area, United States
Who is Michael Gandy? Overview
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Quick answer
Michael Gandy is listed as Banking Executive / Commercial Lender based in Austin, Texas Metropolitan Area, United States. AeroLeads shows a work email signal at ufcu.org, phone signal with area code 210, and a matched LinkedIn profile for Michael Gandy.
Michael Gandy previously worked as Senior Vice President at First Texas Bank and Commercial Loan Officer III at Truwest Credit Union. Michael Gandy holds Mba from The University Of Texas At San Antonio.
Company email context
Email format at ufcu.org
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{first_initial}{last}@ufcu.org
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AeroLeads found 1 current-domain work email signal for Michael Gandy. Compare company email patterns before reaching out.
Profile bio
About Michael Gandy
Lending executive with experience in origination of commercial loans, sales and marketing of banking products, portfolio management, team leadership and staff development, community outreach, brand building, policy and procedures development, examinations, internal audit, and compliance oversight. Extensive experience in origination of Commercial Real Estate (CRE) for acquisition, refinance, and construction and development (C&D), Commercial and Industrial (C&I) Term Loans and Lines of Credit, Residential Real Estate (1-4 Family) portfolio loans, Business Credit Cards, SBA 7(a), and SBA 504 loans.
Listed skills include Banking, Loans, Commercial Lending, Credit, and 17 others.
5 roles
Michael Gandy work experience
A career timeline built from the work history available for this profile.
Commercial Loan Officer Iii
Originated commercial real estate loans for $1Bn portfolio lender.
Aug 2016 - Jul 2018
Business Loan Officer Iii
Assist commercial clients with lending needs in the Austin and Texas marketplace. Originated commercial loans including Commercial Real Estate (CRE) for acquisition, refinance, and construction and development (C&D), Commercial and Industrial (C&I) Term Loans and Lines of Credit, Residential Real Estate (1-4 Family) portfolio loans, Business Credit Cards, SBA 7(a), and SBA 504. Responsible for preliminary credit review, collateral analysis, policy compliance assessment, and loan term, pricing, and structure recommendation. Approved loans within credit authority otherwise produced summary of findings with underwriting recommendation for approval. Supervised closings with Loan Processor to ensure smooth closing and exceptional member service. Business Development activity with commercial referral partners. Represented the organization at community functions and business development opportunities.
May 2014 - Jun 2015
Vice President, Business Lending
Supervised all aspects of the credit union’s business loan program including staffing, strategic planning, budgeting, portfolio mix, loan origination, underwriting, processing/closing, servicing, ongoing monitoring, reporting, and quality control. Directed credit evaluation and business loan underwriting functions. Established overall loan policy, with structure and pricing for all business loans. Voting member of Executive Business Loan Committee and made recommendations to the Board of Directors. Enterprise level senior management position.
Jun 2012 - Mar 2014
Senior Manager Business Services
Responsible for a full-time staff of six charged with the origination and relationship management of a commercial loan portfolio. New position created to develop a Business Services product suite including branch integration and staff development. Enterprise level decision-making involving sales, service, and achievement of strategic objectives. Supervised all aspects of commercial lending program including strategy, staffing, strategic planning, budgeting, portfolio mix, loan origination, underwriting, processing/closing, servicing, ongoing monitoring, reporting, and quality control. Directed credit evaluation and business loan underwriting functions. Established overall loan policy, with structure and pricing for all business loans. Voting member of Executive Business Loan Committee. Enterprise level senior management position.
May 2000 - Apr 2012
5 education records
Michael Gandy education
Mba
The University Of Texas At San Antonio
Bba, Marketing
Texas State University
Formal Credit Training Including Financial Analysis, Underwriting, And Risk Management
Cues School Of Business Lending
Formal Credit And Loan Origination Training
Cuna Business Lending Institute
Executive Development Program Introducing All Aspects Of Strategic Management
Nafcu Management Development Institute
FAQ
Frequently asked questions about Michael Gandy
Quick answers generated from the profile data available on this page.
What is Michael Gandy's role at their current company?
Michael Gandy is listed as Banking Executive / Commercial Lender.
What is Michael Gandy's email address?
AeroLeads has found 1 work email signal at @ufcu.org for Michael Gandy.
What is Michael Gandy's phone number?
AeroLeads has found 2 phone signal(s) with area code 210 for Michael Gandy.
Where is Michael Gandy based?
Michael Gandy is based in Austin, Texas Metropolitan Area, United States.
What companies has Michael Gandy worked for?
Michael Gandy has worked for First Texas Bank, Truwest Credit Union, Randolph Brooks Federal Credit Union, Amplify Credit Union, and University Federal Credit Union.
How can I contact Michael Gandy?
You can use AeroLeads to view verified contact signals for Michael Gandy, including work email, phone, and LinkedIn data when available.
What schools did Michael Gandy attend?
Michael Gandy holds Mba from The University Of Texas At San Antonio.
What skills is Michael Gandy known for?
Michael Gandy is listed with skills including Banking, Loans, Commercial Lending, Credit, Finance, Credit Analysis, Commercial Banking, and Consumer Lending.
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