Michael Garrison Email & Phone Number

Edmond, OK, US

US

• Manage the Bank's Capital Stress Testing process.
• Responsible for model risk management and other projects related to interest rate risk models within the Asset Liability Management group.
• Manage the development of proformas projected under various economic scenarios and present results to Committees and the Board.
• Respond to validation, audit and regulatory requests.
• Manage model risk management process for interest rate risk models and add automation to ALM processes.

https://instagram.com/roundmidnightbar?igshid=YmMyMTA2M2Y=

Now serving two locations and roasting our own specialty coffee. Work with a team of baristas and managers of what might be the best coffee shop ever to exist (in my opinion).

• Specializes in real estate and small business investing.

Pine Bluff, Arkansas, US

• Worked with bank leadership to assess downside risks to bank liquidity and capital associated with various adverse economic environments.
• Developed internal model risk management, enterprise stress testing, and CECL frameworks.
• Built internal CECL forecasting and stress testing to replace third party vendors and lower compliance-related expense.
• Worked with senior management to evaluate CECL readiness and evaluate alternative quantitative approaches to support reasonable and supportable forecasts.
• Responsible for stress testing forecast models and advised on enterprise stress testing program design.
• Developed econometric, statistical, and mathematical models to meet regulatory expectations and inform internal decision making.

Little Rock, Arkansas, US

• Worked with risk management executives to guide current and future internal risk modeling.
• Collaborated with colleagues to quantify and manage the Bank’s overall risk environment.
• Quantified risks to inform Executive Management and Board and drive compliance with Dodd-Frank, Basel III, and associated DFAST and CCAR requirements.
• Provide support for other areas of the Bank in which predictive or analytical models can be employed to improve business performance.
• Helped design framework to analyze loan prepayment speeds of assets and quantified the probability of default, loss given default, and exposure at default to be used in the credit review process and in the calculation.

US

• SENIOR FINANCIAL ANALYST II
• Helped coordinate improvements to the bank's risk management and risk modeling practices with regulators from the Federal Reserve Bank and the Office of the Comptroller of the Currency.
• Helped develop analyses related to the company’s financial and risk positions to inform the potential stress testing activities of the bank.
• Contributed to narratives regarding the stress test process and results.
• Forecasted Commercial Loan gains and losses for construction, industrial, and commercial mortgage portfolios to aid in risk analysis and compliance with Dodd-Frank Act stress test requirements.SENIOR FINANCIAL ANALYST
• Helped develop stress testing (CCAR/DFAST) models to assess market and credit risk associated with adverse economic conditions under guidelines from the Federal Reserve Bank and other regulatory agencies.

US

• FINANCIAL ANALYST III
• Helped coordinate production and delivery of quarterly board report materials,
• Evaluated validity of past statistical analyses including revenue and asset forecasting models.FINANCIAL ANALYST II
• Developed econometric models to predict initial and future deposits for undeveloped banking sites in the Phoenix, Oklahoma City, and Tulsa metropolitan areas.
• Coordinated yearly update of company-wide business plan, working with executive leadership to examine current and past competitive environments and update business strategies accordingly.
• Conducted due diligence for potential merger and acquisition targets.

Bethany, OK, US

Taught commonly applied mathematical/economic models used to analyze the world economy.

Global, US

Served as faculty sponsor for undergrad students learning to apply principles of free-enterprise to various environmental and social issues in the Oklahoma City metropolitan area.

Edmond, OK, US

• Introduced basic statistical modeling techniques, commonly used macroeconomic and microeconomic models, and related conceptual framework.
• Introduced students to the various ideologies surrounding differing economic and political systems.

Master Of Sciences (M.S.), Economics

Master Of Arts (M.A.), Philosophy

Bachelor Of Arts (B.A.), Philosophy

Bachelor Of Business Administration (B.B.A.), Finance

Education record