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I find insurance exciting. Only a professional with 20+ years of experience in the industry would say that, yes, but I have seen the transformation and positive impact that insurance has made when helping individuals, businesses, and communities rebuild. I am also seeing the tremendous innovations that are happening today and thrive on the challenge to utilize them to elevate what insurance can offer.I have spent my career strategically assessing and executing the business decisions - underwriting methodologies - that balance risks while providing the right protection for all involved. Constantly analyzing the nuances, understanding how events affect coverage now and in years to come, and determining how to take care of the customer keep me challenged and motivated.Likewise, I am motivated to help our industry provide education and transparency to consumers so they better understand the coverage they truly need and how they can help lower their own risk. With current advances in technology and data, and most importantly, using insurance as intended, I think insurance can be a modern and critical contributor to positive change.
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Ceo And Co-Founder @ Adaptive InsuranceAdaptive Insurance Feb 2024 - PresentAdaptive Insurance aims to revolutionize how businesses build financial resilience in the face of climate and weather-related events, starting with parametric insurance. Big words. We believe we can back them up by using our combination of novel coverages, real-time climate data, and AI-driven technology to bring the value of parametric insurance to the business consumer.Starting with our short-term power outage coverage, Adaptive uses the simplicity of parametric insurance - verified trigger events and agreed-upon payment amounts - to help provide a financial safety net against unpredictable weather events that impact businesses. Power outages cost American businesses over $150 billion annually. As the frequency and cost of climate shifts continue to increase, so too does the strain on resources to protect or rebuild, contributing to increasing insurance costs and decreasing coverage. With Adaptive’s climate resiliency solutions, we can help businesses quickly get back on their feet and gain the upper hand on Mother Nature.
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Co-FounderU4Cfitness Feb 2021 - PresentCo-founded U4C Fitness after recognizing a market opportunity for home gym fitness equipment. Established the relevant partnerships to bring the U-Cup for Calves design from concept through engineering, testing, and manufacturing to the home gym market. U4C Fitness has procured two naming trademarks and a US Patent on the U-Cup design and name.
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OwnerGulla Consulting Service Llc May 2021 - Jan 2024Provided strategy, expertise, and implementation for startups in the insurance space ranging from developing underwriting and insurance operations to establishing MGAs to brokering partnerships for distribution and reinsurance.
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Director Of Product Management And InnovationVerisk Oct 2020 - May 2021Jersey City, Nj, UsLead efforts focused on innovations, including leading idea teams through market analysis and competitive research, defining core value props, expanding revenue channels, and developing financial models. -
Director Of UnderwritingHippo Insurance Jan 2017 - Oct 2020Palo Alto, Ca, UsEstablished and directed underwriting, insurance product, and policy system implementation that were the foundation for launching and scaling Hippo’s insurance product offerings. Spearheaded the first smart home IoT insurance program to help mitigate losses in the home. -
Property Underwriting LeaderEsurance Jun 2013 - Dec 2016San Francisco, Ca, UsLead the underwriting development for the company’s first direct-to-consumer online bindable home insurance quote while launching the home insurance product in ~30 states in three years. -
Sr. Portfolio Underwriter - Sr. High Value Underwriter - Pl UnderwriterNationwide Insurance Dec 2008 - Jun 2013Us -
Insurance Account ManagerEnterprise Rent-A-Car Mar 2005 - Dec 2008St. Louis, Mo, Us
Michael Gulla Skills
Michael Gulla Education Details
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Troy UniversityAmerican Government And Politics (United States) -
Utica School Of CommerceGeneral
Frequently Asked Questions about Michael Gulla
What company does Michael Gulla work for?
Michael Gulla works for Adaptive Insurance
What is Michael Gulla's role at the current company?
Michael Gulla's current role is CEO and Co-Founder, Adaptive Insurance.
What is Michael Gulla's email address?
Michael Gulla's email address is mg****@****nce.com
What is Michael Gulla's direct phone number?
Michael Gulla's direct phone number is +165031*****
What schools did Michael Gulla attend?
Michael Gulla attended Troy University, Utica School Of Commerce.
What are some of Michael Gulla's interests?
Michael Gulla has interest in Social Services, Children, Economic Empowerment, Civil Rights And Social Action, Politics, Education, Environment, Poverty Alleviation, Science And Technology, Disaster And Humanitarian Relief.
What skills is Michael Gulla known for?
Michael Gulla has skills like Insurance, Property And Casualty Insurance, Underwriting, General Insurance, Claim, Homeowners, Professional Liability, Casualty, Commercial Lines, Umbrella Insurance, Liability, Casualty Insurance.
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