• Approve and/or recommend the extension or denial of customer credit• Conduct complete customer credit analysis• Monitor assigned portfolio and evaluate credit quality and potential risk• Work closely with lending teams to appropriately structure D&I loan originations• Analyze both macro and micro CRE market conditions

• Conducted specialized commercial real estate portfolio analysis• Performed economic and industry analysis, financial projections and risk assessments• Monitored loan portfolios and reported credit quality, risk and potential loss• Assesed loan underwriting of commercial real estate credits• Prepared and distributed various risk management and performance reports to senior leadership• Reviewed and interpreted client credit and collateral cash flow information for multiple business lines

• Residential real estate brokerage• Investment property financial analysis and transaction coordination• Market, land use and tax credit consulting

• Credit administration and financial stewardship of the Commission’s loan portfolio• Office, retail and mixed-use commercial property proforma analysis and performance monitoring • Real property and loan income financial modeling• Prepared and presented reports of varying nature to internal and external stakeholders• Reviewed and analyzed financial statements, tax returns, property leases and loan collateral• New Market and Historic Tax Credit compliance review• Performed loan conversions, modifications, foreclosures, and assisted in loan underwriting

• Processed, balanced, posted, and disbursed funds from the Commission’s financial systems• Reviewed and released loan construction draws• Monitored and recorded real market depreciable assets• Supervised employee out-of-town travel program• Provided training to staff on financial guidelines, procedures and governmental regulations

• Analyzed trends and data to perform accurate departmental forecasting and budgeting• Performed month end close-outs along with all corresponding reports• Researched and submitted for approval client credit and reference checks• Assisted in establishing and complying with Sarbanes-Oxley standards set forth through parent company

• Acted as direct supervisor to front of house staff• Evaluated employee job performance• Responsible for distributing, balancing and managing multiple cash banks