Michael Gunter Email & Phone Number

Assisted Commercial Loan Officers with loan documentation preparation Coordinated loan closings between customers, loan officers, title companies and legal representation Processed payments for closings and construction draws Follow-up with closing documents and recorded mortgages

Act as primary contact for commercial customers, title companies and Attorneys to resolve any issues that may arise before, during or after closingCollect and distribute loan file information and documentationReview loan closing documents for accuracy and completenessMonitor and track commercial construction loans and disburse any drawsOrder and review Due Diligence searches including Flood Determinations,Real estate title commitments, UCC SearchesAssist Loan Officer/SAG Managers with preparation and accuracy of loan presentations prior to submission for approvalAny projects assigned such as File Project, CRA/HMDA review

Process for all types of Commercial loans Set up Documentation Tracking for closed loans and monitor Monitor and process all disbursements for all Commercial loans Monitor Commercial billings to ensure accuracy Monitor Past Dues and make contact with Borrower if necessary Financial Analysis and Loan Presentation to the Board of Directors

Process 2nd mortgages including Real Estate Lines of Credit Process consumer loans including auto, boat, ATV and personal loans Disbursal of 2nd mortgages after coming out of Rescission. Mail mortgages to Register of Deeds for recordation, follow up for insurance

Process Property and Auto changes to existing policy holders including rate changes, adding and deleting endorsements and mortgagee / lien holder changes Enter Property and Auto New Business on mainframe Answer all inquiries regarding home owners and auto insurance from agents and clients via email and phone

Answer inquiries from customers and agents for all types of AFFS loan services for commercial, real estate, secured and unsecured, closed-end or revolving loansCollateral follow-up to assure proper perfections for all loan types; releasing of collateral for paid off loansMaintain customer and loan information in databases, obtained customer insurance records for collateral and maintained the loan filing system

Analyzed business financial statements and reported findings to loan officers Follow-up for lien perfections and file documentation Reviewed Commercial, Installment, Real Estate including Lines of Credit of Documentation Exceptions and made recommendations to loans officers

Associates Degree, Finance

Studied all phases of the financial industry including commercial banking, personal finance and business law Training Extensive knowledge.

Education record