As a financial advisor who focuses on serving the needs of blue collar business owners & professionals, I help create a customized plan that includes tax-efficient strategies so you can pass the business to the next generation & maximize the benefits of your union/contract. My commitment to the owner enables me to assist business owners through all stages of practice development, from startup through expansion, & on to business succession. I deliver insights to local general contractors and regional companies alike & have access to a wide variety of wealth building & risk mitigating tools/strategies that can be customized to meet the needs of companies of various sizes as well as individuals in all stages of their career. I collaborate with a team of specialists to help optimize finances and tax-efficient strategies to help maximize long-term financial success. We’ll unlock value created during the working years to help you structure a secure, tax-efficient, lifetime retirement income stream that results from a successful business transfer. Even the most prescient plans are subject to unpredictable external influences. We’ll enable you to deploy strategies to help mitigate the risks that affect all businesses from time to time: An unexpected health event, disability, or worse. You and your employees will be well prepared to handle the occasional curve balls life throws at all of us. ✔ Strategies to retain and reward talent ✔ Balance sheet friendly key-person insurance ✔ Education around employee benefit programs ✔ Deployment of tax-efficient retirement savings planLet’s collaborate and develop an intelligent business management plan that closely aligns your objectives with financial strategies that are cost effective, tax-efficient, and structurally sound for the long term.michael.curiel@nm.com // 213-243-7121