Review and analyze credit, collections and accounts receivable procedures,for immediate improvements.Work closely with IT department to ensure best results for the credit department.

• Performed financial statement analysis (trend and ratio analysis) in addition to agency reports and customer interviews to determine credit-worthiness • eCredit financial statement analysis software Team Leader • Conducted analysis in accordance with internal policies and practices when extending lines of credit ensuring proper documentation of credit files, including regular financial statement updates • Provided portfolio maintenance achieving targeted DSO and collection metrics • Liaised with Sales, Customer Support, Cash application and Accounting to ensure customer service Audited existing accounts, including legal document reviews, to ensure compliance with company guidelines and mitigate exposure to risk • Utilized the internet for information verification, research, and general fact finding

Complete in-depth credit financial analysis that resulted in low DSO and small bad debt write offs• Analyze aging of accounts and review them with the Financial Manager monthly to ensure accounts were properly worked

I am a Credit Manager with a wealth of international credit experience, most recently with Channel Prime Alliance in Norwalk, CT. I have coordinated purchasing managers, sales teams and the accounts payable managers to resolve over million dollars in accounts receivable that were 90 days past due. I have achieved continual sales growth, over the past ten years, of an average of 20 to 30% per year.

• Establish credit limits and maintain up-to-date and complete credit files • Maintain Day Sales Outstanding for 10 years with an average of 40 to 45 days • Deal with portfolio containing $400 million in sales and $50 million in accounts receivable • Manage bad debt write off to within 3/10 of 1% of sales • Complete in-depth credit financial analysis that resulted in low DSO and small bad debt write offs • Analyze aging of accounts and review them with the Financial Manager monthly to ensure accounts were properly worked • Manage international business and outside legal counsel relationships in all bankruptcy and collection efforts

Managed Credit, Collections and Accounts receivable. Supervised a department as many as ten. Provided portfolio maintenance achieving targeted DSO and collection metrics • Liaised with Sales, Customer Support, Cash application and Accounting to ensure customer service Audited existing accounts, including legal document reviews, to ensure compliance with company guidelines and mitigate exposure to risk • Utilized the internet for information verification, research, and general fact finding.