Michael Khvilovsky Email & Phone Number

Chicago, Il, Us

Chicago, Il, Us

Chicago, Il

Chicago, Illinois, United States

• Preparation filings to the State Insurance Departments, responding to examiner inquiries to secure approval• Proficient in preparing comprehensive reserve analyses, utilizing data analysis and financial modeling techniques to assess and forecast reserve requirements, and ensuring effective financial planning and risk management.• Conduct in-depth analysis of historical loss reports to identify significant trends and developments within company data• Collaborate in the upkeep and enhancement of current pricing models, as well as contribute to the creation of new pricing models and tools when required, ensuring pricing strategies remain accurate and competitive.

Greater Chicago Area

• Analyze claim and collection data, prepare analysis and make business proposals • Provide financial analysis and support for Secondary Mortgage Insurance business including claim, collection, judicial, financial, and other areas • Develop, maintain, and monitor reporting to track performance of issued policies and internal departmental operations• Monitor daily activities of the claim and collection department and prepare daily, weekly, monthly and quarterly reports• Prepare materials used to present to management based on results of and recommendation from analysis performed • Complete ad hoc analytical projects as they arise

• Established and adjusted selling prices by monitoring costs, competition, and supply and demand • Researched marketing information and data on industry and competitive firms• Conducted weekly meetings with sales team using Excel graphs/charts and Power Point slides• Analyzed and evaluated market research data and make business proposals base on it• Resolved customer complaints by investigating problems and developing solutions

Greater Chicago Area

• Calculated monthly bond payments and tax figures for 30 asset-backed and mortgage-backed securities (MBS/ABS) • Performed analyses including calculation of principal and interest payments, losses and delinquency information • Created dynamic Access and Excel based financial models to ensure accurate payment and tax calculations. Used SQL and various Excel financial functions (Vlookup, Subtotal, If/Then/Else, etc.), pivot tables and macros. • Evaluated MBS/ABS cash flow and payment models for accuracy• Compiled and analyze loan pool information• Prepared SEC forms (8K, 10Q, 10K)

Greater Milwaukee Area

• Worked with Secretary of State offices and companies’ legal departments to define the value of old stocks and bonds and confirm customer asset • Balanced and maintained timely and accurate documentation of security and cash positions • Participated in the consolidation of newly acquired accounts due to merger with State Street Bank Trust

Mba, Finance And Marketing

Bba, Finance, Mis