Michael L. Email & Phone Number

New York, New York

New York, New York

-Conduct the required analysis of the various credit risk elements for new and existing subscription finance transactions in coordination with the front office and senior management -Present credit reports to senior management, including approval authorities both domestically and internationally, for subscription finance transactions-Provide feedback and guidance to front office to ensure consistent and complete transaction applications are submitted, and compliance with internal policies and procedures are followed -Review and approve analysis of subscription finance transaction collateral, including over 1000 investors such as corporations, insurance companies, pension funds, foundations, and universities -Own the internal pipeline with regards to all subscription finance transactions presented to SMBC

New York, New York

-Perform the appropriate credit analysis to rate and monitor structured credit/CLO transactions -Utilize Excel and other programs to model expected losses under various covenant scenarios; summarized the model outputs for complete transaction analysis -Publish articles on Moody’s website, including both research reports and surveillance updates -Draft internal memos using information from deal documentation, which are presented in rating committees -Analyze monthly/quarterly trustee reports to monitor CLO performance -Support analytical efforts by drafting pre-sale and new-issue reports, which are publicly available -Generate an outreach plan to connect with CLO investors and collateral managers around the U.S.

New York, New York

-Client facing role responsible for managing a portfolio of 21 arrangers and more than 50 CLO issuers -Strong understanding of securitization products such as CLOs, CDOs, and structured notes-Generate high level reports for senior management detailing various aspects of the structured credit sector, including market coverage updates and weekly missed deal reports -Create customizable Excel spreadsheets to analyze and determine the most effective YoY pricing increases for Structured Credit transactions, including deal specific pricing and price floors -Own the structured credit pipeline with regards to all structured credit transactions presented to Moody’s -Prepare for and conduct meetings with existing clients and potential new clients -Collaborate with the internal legal counsel and compliance department to effectively negotiate engagement contract language and to ensure regulatory requirements are followed -Coordinate with the EMEA commercial team to implement a cross-regional engagement process, allowing Moody’s to rate additional CLO transactions by more efficiently allocating analytical resources -Control the CLO engagement process, from negotiating fees and delivery of rating applications, through receipt and billing for all rated transactions -Awarded a 2018 Culture of Excellence award for Passion

New York, New York

-Compiled and managed high level financial data for Moody’s core systems -Performed the preliminary financial analysis on over 250 corporations, ensuring that complete and accurate financial packages were delivered to analytical teams in a standardized format -Leveraged Excel to generate a monthly Management Report detailing the private credit rating business; the report was delivered to senior management throughout Moody’s -Liaised between collateral managers, internal requestors, and credit analysts; coordinated workflows across the various analytical teams that produce private credit ratings -Prepared, audited, and released credit rating letters, and tracked the letter dissemination process -Coordinated with clients to find solutions to complex data and credit rating inquiries

Paramus, New Jersey

-Utilized tools such as Client 360 and ConsultWorks to benchmark, analyze, and reallocate client portfolios-Created stock lists on Thomson One software in order to efficiently research information on stocks used in client portfolios -Generated both client-specific and market-wide financial reports using Morningstar software -Aided in the development and application of a marketing plan geared towards prospective clients, using both LinkedIn and online regional business communities -Collected market research materials with the purpose of keeping the team updated on the most recent market information useful for portfolio allocation-Kept the team up-to-date on client interactions, allowing them to contact clients at the optimal times

New York, New York

-Conducted research and data analysis for a cumulative research report detailing the online health field-Presented the final report to the co-founder, resulting in a well-informed decision not to enter the e-health market

Master Of Science (Msc), Finance, Gpa: 3.58/4

Bachelor Of Arts (B.A.), Cum Laude, Economics, Major Gpa: 3.80/4 Gpa: 3.53/4

Activities and Societies: Sigma Pi Fraternity, NCAA Football, Benjamin Rush Premedical Honor Society (Fundraising Committee), Benjamin.