Michael Leizerovich, Mba Cfa Email & Phone Number

Toronto, Ontario, Canada

Conduct credit analysis on a portfolio of North American, European, and Asian financial institutions.

Toronto, Ontario, Canada

Toronto, Canada Area

Teach and mentor CFA candidates in the areas of micro and macroeconomics as well as fixed income securities.

Toronto, Canada Area

• Perform in-depth credit analysis on a portfolio of large and small financial institutions across North America by assessing and evaluating their risk profiles using Standard and Poor’s ratings methodologies and.
• Interview executive management to gather insight into the bank’s strategic direction relating to its business position, risk position, capital and earnings, and funding and liquidity profile
• Review and evaluate credit risk measurement methodologies, risk appetites, credit policies, underwriting standards, stress tests, and management risk reports
• Publish press releases, credit reports, and industry commentaries in a fast-paced, dynamic environment to communicate essential intelligence to relevant stakeholders
• Manage numerous key projects and initiatives, including the redesign and implementation of a new Rating Analysis Management Package (RAMP) in order to promote consistency of documentation and efficiency in ratings.
• Lead and mentor a group of ratings analysts and research assistants and conduct training on credit ratings criteria, models, and processes

Toronto, Canada Area

• Conducted reviews of significant business line activities, such as Retail Banking and Wealth Management, as well as control functions, including Risk Management and Global Compliance, in accordance with OSFI’s.
• Led meetings with senior management of Canada’s largest federally regulated financial institutions to assess risk profiles and ensure compliance with internal standards and regulatory requirements
• Reviewed and assessed policies and processes concerning the bank’s ability to identify, measure, control and monitor risks
• Assessed the effectiveness of the three lines of defense by evaluating the bank’s risk appetite, credit policies, underwriting guidelines, portfolio monitoring tools, and exceptions
• Analyzed banks’ stress tests to ensure compliance with OSFI’s guidelines and evaluated the extent to which all key risks were considered, as well as the interactions between risks
• Presented supervisory findings and recommendations to senior management and produced Supervisory Letters to executives and the board of directors

Toronto, Canada Area

• Analyzed Canada’s non-conglomerate federally regulated financial institutions (FRFIs) to evaluate inherent risks, including credit, operational, and market risks, and the effectiveness of compensating risk management.
• Led a review to evaluate a proposed incorporation of a FRFI by conducting a thorough assessment of the institution’s management structure, control processes and regulatory compliance management systems
• Headed various Risk Management Control Function Reviews and an Internal Capital Adequacy Assessment Process (ICAAP) Review and presented recommendations to senior management and board of directors
• Trained and mentored supervisors on the Supervisory Framework, best practices, and in-house software

• Met aggressive sales targets by building client relationships and providing a full range of customized financial solutions and retail product options.Key Responsibilities and Accomplishments:
• Offered clients suitable retail banking products, including a variety of secured and unsecured credit facilities, such as mortgages, term loans, credit cards, and credit lines
• Ensured compliance with anti-money laundering and anti-terrorist financing (AML/ATF) controls as well as operational risk controls in accordance with underwriting standards
• Offered mutual funds, GICs, and other investment vehicles to clients as part of a customized investment plan to meet their short and long-term goals

Mba, Finance

Chartered Financial Analyst

Bachelor Of Commerce (B.Com.), Finance & Economics