Actively engaged in the mortgage / real estate business for over 40 years in South Florida. Born in Miami and have never left. Extensive experience in all types of financing, Government, Agencies, Non-Conforming as well as working with divorcing clients and council, ability to recognize not only the obstacles divorcing clients face while trying to obtain mortgage financing but to aid during the settlement process to better enable future financing options. Very familiar with our diverse real estate market in all south Florida.Specialties: I am a housing and mortgage strategist and specialize in helping Realtors attract more buyers and sellers and avoiding buyer fallout. A genuine relationship banker.Certified divorce lending professional.